I had my Cabela's card number stolen. I had the account paid off for over a year and when I went to use it, about 3 years ago, it said it was declined. This was during the Bass Pro takeover.
I called and called and finally somebody told me that someone from Sacramento, CA used it to buy music (iTunes or some schidt) and I never paid the bill. Therefore, it got sent to collections, who in turn sent it back to Cabela's and nobody ever contacted me about it.
They shut my card down and I lost all my rewards points. I filed a claim with their fraud department and have not heard one thing back from them. Nobody that I call knows anything about it.
Fugchk Bass Pro/Cabela's!
They will never see a dime from me again.