|
|
Joined: Jun 2012
Posts: 4,537
Campfire Tracker
|
Campfire Tracker
Joined: Jun 2012
Posts: 4,537 |
Killer V,
Your name reminds me of Friday night. Except it was killer P , you know that late twenties type. It actually came from a guitar I own, I traded for a 1983 Gibson Flying V...and instead of the truss rod cover saying Flying V....it said Killer V. It's red too. Just sort of took.
Last edited by killerv; 03/02/21.
|
|
|
|
Joined: Nov 2004
Posts: 10,018 Likes: 3
Campfire Outfitter
|
Campfire Outfitter
Joined: Nov 2004
Posts: 10,018 Likes: 3 |
My last couple of vehicles thry required me to borrow at least $20,000 to get an additional $1500 discount. You have to leave the loan active for at least 6 months so I pay about $18000 for the first payment and the make 6 payments of a little over $300 each.
With all discounts I paid $39,600 for my 2019 ram Laramie new in 2019 when sticker was $59,000. A few weeks ago the dealer offered me $44,000 cash to sell it to them because I only have 8,000 miles on it.
I bought a new GMC 1500 all terrain in 2014 and drove it 2.5 years putting 30,000 miles on 8t and then sold it for $2,000 more than I paid. Once in a while you can get good deals on a new one if you but when deals there instead of waiting until you need a new ride. Lately there hasn't been any good deals.
I tried the old used thing before and bought a used Buick regal with a supercharged 3.8. Over 2 years I averaged $4,000 a year in repairs and up keep. I ditched it and leased a brand new Toyota camry fir zero down and $199/month. After 3 years I sold the camry for more than the residual payoff.
If I was a better mechanic I'd own more older vehicles. I still have my 94 yukon 2 door but I don't mind working on it.
Bb
|
|
|
|
Joined: Jun 2012
Posts: 4,537
Campfire Tracker
|
Campfire Tracker
Joined: Jun 2012
Posts: 4,537 |
With the covid thing going on, gm had supplier pricing for 1st responders and educators until the end of 2020...so I got that along with all the other incentives, took an easy 11k off sticker. Plus the same package for that group of people only allowed a dealer to charge at most a $75 doc fee. Low interest rate through credit union....I feel great about my deal. Plus i was able to put about 1/3 down on it.
|
|
|
|
Joined: Apr 2019
Posts: 229
Campfire Member
|
Campfire Member
Joined: Apr 2019
Posts: 229 |
Always thought 72 months are too long for vehicle loans, then found RV loans can be 240 months with 5% interests rate...
NRA lifetime member
|
|
|
|
570 members (1936M71, 1lessdog, 160user, 222Sako, 1beaver_shooter, 219 Wasp, 58 invisible),
2,538
guests, and
1,271
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums81
Topics1,192,332
Posts18,487,602
Members73,969
|
Most Online11,491 Jul 7th, 2023
|
|
|
|
|