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Joined: Apr 2001
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OP
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Joined: Apr 2001
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Some of you have seen my thread on my new Tacoma TRD. Purchased new on April 14, it’s 11 weeks old , and still in new/showroom floor condition.
Until July 4, when my (idiot) neighbor backed up into it, causing damage to the bumper and putting a small dent in the tailgate.
We both use the same insurance company, Allstate. (Conflict of interest)
I have checked with two different major collision repair centers, and they both told me an insurance company will not pay for a new tailgate but will insist on using “filler” to repair the tailgate dent.
My way of thinking, bondo on a tailgate is not acceptable. Not on an old truck, and certainly not on a brand new, mint condition truck.
Have any of you had this argument with an insurance company, and how did it turn out.
MOLON LABE
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Joined: Jul 2011
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Campfire Outfitter
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Campfire Outfitter
Joined: Jul 2011
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Some of you have seen my thread on my new Tacoma TRD. Purchased new on April 14, it’s 11 weeks old , and still in new/showroom floor condition.
Until July 4, when my (idiot) neighbor backed up into it, causing damage to the bumper and putting a small dent in the tailgate.
We both use the same insurance company, Allstate. (Conflict of interest)
I have checked with two different major collision repair centers, and they both told me an insurance company will not pay for a new tailgate but will insist on using “filler” to repair the tailgate dent.
My way of thinking, bondo on a tailgate is not acceptable. Not on an old truck, and certainly not on a brand new, mint condition truck.
Have any of you had this argument with an insurance company, and how did it turn out.
Let's see a photo of the ding/dent.
"There's more to optics than meets the eye."--anon
"...most of us would be better off losing half a pound around the waist than half a pound on our rifle."--dhg
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Joined: Apr 2001
Posts: 2,161
Campfire Regular
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OP
Campfire Regular
Joined: Apr 2001
Posts: 2,161 |
The tailgate dent is very small. No paint damage, just small dent maybe 1/8" deep, 1" X 2". You can hardly see it. Still, i don't want "filler" on my new truck.
MOLON LABE
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Joined: Jan 2005
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Campfire Tracker
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Have you checked with a "dentless repair" shop. Depending on the damage they may be able to pull it back out, I have seen a couple of repairs by those shops and you could not see any sign of the dent.
drover
223 Rem, my favorite cartridge - you can't argue with truckloads of dead PD's and gophers.
24hourcampfire.com - The site where there is a problem for every solution.
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Joined: Jun 2001
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Campfire Ranger
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Campfire Ranger
Joined: Jun 2001
Posts: 19,085 |
Yep, had the same thing.I bought a new 85 Ford PU, First time in for warranty,they smashed the fron fender. Would not put a new fender on.
Best I could get of them was life time warranty on that repair. I would not let them fix it with Bondo.The paint won't match perfectly and they would have to paint the entire tail gate and paint would not be as good as original.Either go with dentless repair or don't fix it
If God wanted you to walk and carry things on your back, He would not have invented stirrups and pack saddles
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Joined: Jun 2001
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Campfire Ranger
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Campfire Ranger
Joined: Jun 2001
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Yep, had the same thing.I bought a new 85 Ford PU, First time in for warranty,they smashed the fron fender. Would not put a new fender on.
Best I could get of them was life time warranty on that repair. I would not let them fix it with Bondo.The paint won't match perfectly and they would have to paint the entire tail gate and paint would not be as good as original.Either go with dentless repair or don't fix it
If God wanted you to walk and carry things on your back, He would not have invented stirrups and pack saddles
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Joined: Jun 2006
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Campfire Tracker
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Campfire Tracker
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It's a pickup truck. All pickup tailgates get dinged up. Your little dent is just the truck losing its cherry. Just consider it the first in a collection.
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Joined: Jul 2011
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Campfire Outfitter
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Campfire Outfitter
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The tailgate dent is very small. No paint damage, just small dent maybe 1/8" deep, 1" X 2". You can hardly see it.... If it won't even show up in a photo, don't worry about it.
"There's more to optics than meets the eye."--anon
"...most of us would be better off losing half a pound around the waist than half a pound on our rifle."--dhg
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Joined: Oct 2013
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Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
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Paintless, or at 1/8" deep I would have no issues with filler.
Filler these days isn't near like the old bondo.
Plenty of factory paint has filler underneath it, in fact I bet 95% of new vehicles have filler in several spots.
Last edited by 10gaugemag; 07/08/21.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Jan 2012
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Campfire Regular
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Campfire Regular
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I have a GMC that about ten years ago when unloading a Bobcat skid steer I found out the hitch wasn't locked and put a dent in the tailgate.
We fixed it with Bondo and today you could not find the area where the dent was if you tried. The paint (red) is also perfect after all that time. I used to be anti-bondo too but there was no reason to be.
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Campfire Tracker
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Plenty of factory paint has filler underneath it, in fact I bet 95% of new vehicles have filler in several spots.
The seams where the various body panels are welded together have body filler or seam sealer The op is probably thinking of those pinheads that do their " bodywork " in their driveway and bash a dent in with a claw hammer and drill holes in it and and use a half a gallon of filler on it, then spray it with grey shake-shake The real professional paint and body men I know don't use much filler at all You have the insurance industry to thank for cheaping out on any claims, along with those policy holders that make fraudulent claims
Last edited by Ranger99; 07/08/21.
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Joined: Oct 2013
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Campfire Ranger
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Campfire Ranger
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Its in panels as well. They arent perfect all of the time and do get small blems in them during transport and assembly.
Last edited by 10gaugemag; 07/09/21.
The last time that bear ate a lawyer he had the runs for 33 days!
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If it were me, and the dent is not very noticeable, I'd review your estimates and choose the highest dollar one. Tell Allstate you want a check written to you for that amount, and pocket the money.
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Joined: Dec 2019
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Campfire Ranger
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Campfire Ranger
Joined: Dec 2019
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If it were me, and the dent is not very noticeable, I'd review your estimates and choose the highest dollar one. Tell Allstate you want a check written to you for that amount, and pocket the money. keep the money and if it really bothers you put out feelers to salvage yards... I saw a rare '55 ford tailgate for sale for $220. what is the labor rate for bodywork these days? Prep, fill, paint, blend is probably at least 3-4 hours...
-OMotS
"If memory serves fails me..." Quote: ( unnamed) "been prtty deep in the cooler todaay " Television and radio are most effective when people question little and think even less.
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An unbelievable amount of new cars are damaged in shipping and have filler in them
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Campfire Ranger
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Campfire Ranger
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An unbelievable amount of new cars are damaged in shipping and have filler in them
Like I stated above, many have filler in em before they are ever painted at the factory.
The last time that bear ate a lawyer he had the runs for 33 days!
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