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Campfire 'Bwana
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Paid off a bunch of debt over the last five years, decent credit, got an offer in the mail.

An old joke goes a sure way to meet women is wear your American Express Platinum Card on a gold chain around your neck 🙂

I already got enough credit cards, but seriously, WTF? $685/year, what am I missing here?



"...if the gentlemen of Virginia shall send us a dozen of their sons, we would take great care in their education, instruct them in all we know, and make men of them." Canasatego 1744

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No way. I use cards that pay me with points.

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You’re missing nothing.

Visa is zero.

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Takes a whole lot of money to be rich


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Some idiot will sign up

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I can see a certain segment of the population falling for it. They'll just have to put off a couple of tennis shoe purchases until next year.

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If you Fly a lot with layover, you get access to the platinum lounge in selected airports. Well worth the 685/yr.

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Originally Posted by Birdwatcher
Paid off a bunch of debt over the last five years, decent credit, got an offer in the mail.

An old joke goes a sure way to meet women is wear your American Express Platinum Card on a gold chain around your neck 🙂

I already got enough credit cards, but seriously, WTF? $685/year, what am I missing here?



Thats insanity pure and simple.


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Campfire 'Bwana
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Originally Posted by visalia6mm
If you Fly a lot with layover, you get access to the platinum lounge in selected airports. Well worth the 685/yr.

Correct. I addition to excellent dispute customer service, Concierge to arrange travel, restaurant, last minute gift purchases, you are automatically enrolled in MEDJET should you ever need it. And you do get points for purchases, travel, etc. Lastly AMEX is NOT a credit card...


A good principle to guide me through life: “This is all I have come to expect, standard lackluster performance. Trust nothing, believe no one and realize it will only get worse…”
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Originally Posted by visalia6mm
If you Fly a lot with layover, you get access to the platinum lounge in selected airports. Well worth the 685/yr.


Yep, I have one through business. The concierge is great and I try to remember to use it more often than I do, but the access to the private lounges is worth the $685.

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The hotel upgrades are nice too.

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Originally Posted by visalia6mm
If you Fly a lot with layover, you get access to the platinum lounge in selected airports. Well worth the 685/yr.


Free drinks?

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Lol people pay the card company for the privilege of using credit. Wow.

Next...pay for being mugged...?

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"we will let you borrow money at exorbitant rates and we will make thousands off you every year and charge you for it. The "free" drinks works out to $200 each..."

Well gee I can't use a calculator so here's $685...

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Business Expense.


"Maybe we're all happy."

"Go to the sporting goods store. From the files, obtain form 4473. These will contain descriptions of weapons and lists of private ownership."
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Campfire 'Bwana
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Originally Posted by mjbgalt
Lol people pay the card company for the privilege of using credit. Wow.

Next...pay for being mugged...?



It's interest up front. That's all interest is - paying for the privilege of using credit.


Me



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Most people with a gold card aren’t worried about the cost.

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So it seems there are actual, real world perks to having the card.
Also many again fail to realize that for a multitude of people, $685 is chump change


She never made it past the bedroom door, what was she aiming for...?
She's gone shootin..
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Lol again. You are paying them, for the privilege of...paying them.

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Originally Posted by Mike_S
Most people with a gold card aren’t worried about the cost.


And less so if it’s “platinum”, which is what we are talking about

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