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Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676591 12/01/21
Joined: Jan 2010 Posts: 32,130 Somewhere between lost and fou... kingston Campfire 'Bwana
kingston Campfire 'Bwana Joined: Jan 2010 Posts: 32,130 Somewhere between lost and fou...	I belong to three Credit Unions. Originally Posted by 16penny If you put Taco Bell sauce in your ramen noodles it tastes just like poverty

GB1

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676593 12/01/21
Joined: Feb 2016 Posts: 17,818 Armpit of midwest H hookeye Campfire Ranger
hookeye Campfire Ranger H Joined: Feb 2016 Posts: 17,818 Armpit of midwest	Bank and CU gals know me. Couple went to school w my ol lady. Couple lookers at each too. Worth going in.

Re: I Just Switched To A Credit Union kingston #16676596 12/01/21
Joined: Nov 2002 Posts: 33,690 Either Texas or Idaho E EdM Campfire 'Bwana
EdM Campfire 'Bwana E Joined: Nov 2002 Posts: 33,690 Either Texas or Idaho	Originally Posted by kingston I belong to three Credit Unions. Me too. One in northern California, one in southern California and one in west Texas. Dimes... Conduct is the best proof of character.

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676597 12/01/21
Joined: Nov 2018 Posts: 16,963 N. California Morewood Campfire Ranger
Morewood Campfire Ranger Joined: Nov 2018 Posts: 16,963 N. California	How many old guys do you know with a 3 rubber-band pony tail? I'd recognize him too.

Re: I Just Switched To A Credit Union kingston #16676598 12/01/21
Joined: Sep 2011 Posts: 45,097 North East Urth Valsdad Campfire 'Bwana
Valsdad Campfire 'Bwana Joined: Sep 2011 Posts: 45,097 North East Urth	Originally Posted by kingston I belong to three Credit Unions. I think I have 4. Most times I've moved for work I've gotten a new account so I could have something local. Keep a balance in two of them, one in AK, the other in ID, as emergency money and ................................because membership comes with $1K in free life insurance. And the way things are going, my wife may need it some day. The desert is a true treasure for him who seeks refuge from men and the evil of men. In it is contentment In it is death and all you seek (Quoted from "The Bleeding of the Stone" Ibrahim Al-Koni) member of the cabal of dysfunctional squirrels?

IC B2

Re: I Just Switched To A Credit Union jackmountain #16676600 12/01/21
Joined: Nov 2015 Posts: 5,623 Orygun H Heym06 Campfire Tracker
Heym06 Campfire Tracker H Joined: Nov 2015 Posts: 5,623 Orygun	Originally Posted by jackmountain Originally Posted by Jim_Conrad Gosh, times must really be tough. Whats next? Payday Loans? One of these days, I’ll own the largest chain of Payday loan/vape shop/marijuana dispensaries in North America. The untapped wealth of the poverty class will be like taking candy from a baby. A baby strung out on meth. Your twenty years to late. Even Boehner got into it soon as he got out of politics. Yep to late!😄

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676604 12/01/21
Joined: Feb 2018 Posts: 10,127 Kentucky Hills R reivertom Campfire Outfitter
reivertom Campfire Outfitter R Joined: Feb 2018 Posts: 10,127 Kentucky Hills	Poor bankers will have a tough time feeding their families if they don't get that 6.95.

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676610 12/01/21
Joined: Jan 2019 Posts: 275 Anchorage N Nykki Campfire Member
Nykki Campfire Member N Joined: Jan 2019 Posts: 275 Anchorage	Haven't had an account with a bank in 35 plus years, belong to two credit unions. A lot easier to work with.

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676635 12/01/21
Joined: Jan 2001 Posts: 29,837 Burns/Hines, Oregon, USA 1minute Campfire Ranger
1minute Campfire Ranger Joined: Jan 2001 Posts: 29,837 Burns/Hines, Oregon, USA	Can still do free checking, but keep minimal $$$ in banks as they are all piss poor on interest. One is for sure not keeping up with inflation if his cash is in the bank. Every banker I know is apologizing for the current situation. Last edited by 1minute; 12/01/21. 1Minute

Re: I Just Switched To A Credit Union Valsdad #16676773 12/02/21
Joined: Sep 2014 Posts: 21,769 Clinging to our God and Guns Dillonbuck Campfire Ranger
Dillonbuck Campfire Ranger Joined: Sep 2014 Posts: 21,769 Clinging to our God and Guns	Originally Posted by Valsdad Yeah, this is a rural farming/ranching community. They know small accounts quite well, very familiar with them. Hippies stand out in a rural community!🤣 1minute, It's not a current situation. Before the Trump years I went to the CU, that I only see once a year, to do something to keep it active and avoid a $5 fee. Came out to the car and told Dad. "Don't know whether th laugh or cry". He ask why. "I just moved my money from one account to the other and doubled my interest!" "That's great, what's wrong then?" "Went from 3/4 of a percent to 1.5%) We are soon getting a credit union local, I might join. I had banked at a local brand of a regional bank I for over 30 years, starting with birthday money as a kid. They got sold so often i couldnt remember the current name. Trying to cash a check in a neighboring town, i actually had to ask if this used to be Johnstown Bank and Trust. Took a moment for an older lady to confirm. One day I hit the drive-thru, and they told me I couldnt cash my paycheck! They no longer offered that service. I would have to deposit it. And that if I had sufficient funds, I could withdraw an equal amount. WTF? Give it back! Went to Hometown bank. Local owned. Opened specifically to serve in an old fashioned manner. Went in and ask to talk to someone about opening an account. "If I was a customer, would you cash my paycheck?" "Of course!" "Do you charge for checking and what the minimum balance?" "No fee checking. $25 deposit required to open, the second consecutive month at a 0 balance we close the account. You could reopen at any time with another $25 deposit." "Here is my check, deposit $25 in a checking and I'll take the rest in cash?" The next day I closed our other banks accounts. But they didn't miss us. Several grand in checking, and cashing checks is all our business. We don't borrow, or buy products from a bank. Last edited by Dillonbuck; 12/02/21. Parents who say they have good kids..Usually don't!

IC B3

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16676778 12/02/21
Joined: Oct 2006 Posts: 2,411 West TN worriedman Campfire Regular
worriedman Campfire Regular Joined: Oct 2006 Posts: 2,411 West TN	Dropped Regions and Bank Corp South over their no gun in the lobby policies. Bank Corp South is changing its name due to the word "south" in it. Fugg 'em. To preserve liberty it is essential that the whole body of people always possess arms and be taught alike, especially when young, how to use them.-Richard Henry Lee Endowment Member NRA, Life Member SAF-GOA, Life-Board Member, West TN Director TFA

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677022 12/02/21
Joined: Sep 2005 Posts: 17,694 Michigan, In , Boon S saddlering Campfire Ranger
saddlering Campfire Ranger S Joined: Sep 2005 Posts: 17,694 Michigan, In , Boon	No more Chase bank for me! My other bank has changed for the third time now, they gave me 2 books of checks for free, but said I'd have to start paying for them, after that. So I'm going to a Credit union soon my self. Deer Camp! about as good as it gets!

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677122 12/02/21
Joined: Mar 2009 Posts: 1,845 Virginia V VaHunter Campfire Regular
VaHunter Campfire Regular V Joined: Mar 2009 Posts: 1,845 Virginia	My credit union started charging me $3.00/month to send me a paper statement. They are trying to force everyone to electronic statements and banking and I will not do that.

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677132 12/02/21
Joined: Aug 2005 Posts: 28,239 W. Texas J JGRaider Campfire Ranger
JGRaider Campfire Ranger J Joined: Aug 2005 Posts: 28,239 W. Texas	No big banking for me. Made the switch about 15 years ago. It is irrelevant what you think. What matters is the TRUTH.

Re: I Just Switched To A Credit Union saddlering #16677164 12/02/21
Joined: Jun 2002 Posts: 131,559 USA T The_Real_Hawkeye OP Campfire Sage
OP The_Real_Hawkeye Campfire Sage T Joined: Jun 2002 Posts: 131,559 USA	Originally Posted by saddlering No more Chase bank for me! My other bank has changed for the third time now, they gave me 2 books of checks for free, but said I'd have to start paying for them, after that. So I'm going to a Credit union soon my self. The credit union I joined yesterday started me with four free emergency checks, and will be sending 80, also at no charge.

Re: I Just Switched To A Credit Union VaHunter #16677168 12/02/21
Joined: Jun 2002 Posts: 131,559 USA T The_Real_Hawkeye OP Campfire Sage
OP The_Real_Hawkeye Campfire Sage T Joined: Jun 2002 Posts: 131,559 USA	Originally Posted by VaHunter My credit union started charging me $3.00/month to send me a paper statement. They are trying to force everyone to electronic statements and banking and I will not do that. Don't you hate that?

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677476 12/02/21
Joined: Jan 2001 Posts: 59,140 WI. R Redneck Campfire Kahuna
Redneck Campfire Kahuna R Joined: Jan 2001 Posts: 59,140 WI.	Originally Posted by The_Real_Hawkeye Been banking at the same bank for twenty years. Checking has always been free (as it's been no matter what bank I've used during my lifetime). Last three months in a row I kept getting a mysterious service charge on my account amounting to $6.95. On the third time this happened, I went in to ask what's causing it. They told me they no longer have free checking, and that's the monthly bill for a checking account now (unless I want to keep a minimum of $1,500.00 in the account at all times). They claim that all the banks are ditching free checking now. I drove out to the nearest credit union and asked if they had free checking. Sure they do, they told me, and no minimum deposit. I opened a checking account. As soon as my payment from a recent sale on eBay lands in my old checking account, I'm closing it down. That's like someone snatching $7.00 from my pocket every month. Total BS. I don't blame you; I'd have done the same.. I've had two sources - one bank and one credit union.. I've been with this bank for (literally) 50 years and so far checking's free.. IF/WHEN that changes, I'll close both remaining accts. there and switch it all to the credit union.. . It was only about 7-8 years ago that I started with them and they've been simply excellent.. Very friendly, knows us well and we've never had a problem.. Ex- USN (SS) '66-'69 Pro-Constitution. LET'S GO BRANDON!!!

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677582 12/02/21
Joined: Oct 2012 Posts: 5,119 WI hillestadj Campfire Tracker
hillestadj Campfire Tracker Joined: Oct 2012 Posts: 5,119 WI	Originally Posted by The_Real_Hawkeye Been banking at the same bank for twenty years. Checking has always been free (as it's been no matter what bank I've used during my lifetime). Last three months in a row I kept getting a mysterious service charge on my account amounting to $6.95. On the third time this happened, I went in to ask what's causing it. They told me they no longer have free checking, and that's the monthly bill for a checking account now (unless I want to keep a minimum of $1,500.00 in the account at all times). They claim that all the banks are ditching free checking now. I drove out to the nearest credit union and asked if they had free checking. Sure they do, they told me, and no minimum deposit. I opened a checking account. As soon as my payment from a recent sale on eBay lands in my old checking account, I'm closing it down. That's like someone snatching $7.00 from my pocket every month. Total BS. Banks are bullshidt for many reasons - BUT, as an adult why the fugg are you running around with less than $1500 in a checking account?

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677633 12/02/21
Joined: Sep 2017 Posts: 4,368 WI./FL. Windfall Campfire Tracker
Windfall Campfire Tracker Joined: Sep 2017 Posts: 4,368 WI./FL.	The problem with a CU is that they are regional as well as a lot of the smaller banks. Chase is national and having an account there when you are traveling around is a big help with no out of town check questions. My other auto is a .45 The bitterness of poor quality is remembered long after the sweetness of low price has faded from memory

Re: I Just Switched To A Credit Union The_Real_Hawkeye #16677657 12/02/21
Joined: Jan 2006 Posts: 69,317 Filer, ID Rock Chuck Campfire Kahuna
Rock Chuck Campfire Kahuna Joined: Jan 2006 Posts: 69,317 Filer, ID	Our bank charges a fee unless you have one of their automatic services. One of them is an auto transfer to a savings acct. So, we have a small savings account with them. Each month they do the auto transfer of $25 to savings, then do an auto transfer of $25 back to checking. It's just playing their game keeping the computer happy and costs nothing. “In a time of deceit telling the truth is a revolutionary act.” ― George Orwell It's not over when you lose. It's over when you quit.

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