Home Forums Hunting & Shooting Hunter's Campfire Average car payment over $700 a month

Yer not still paying for that piece of [bleep] you drive....are ya?

I hope that's not a jab at a green tractor!



The ONE time Gruff pays for paint....

Haven't had a car payment in 15 years. My 06 and 05 f150 are paid for along with my '15 fusion. The 06 f150 has 300k on it but still runs good...knock on wood.

Personally, I could care less what someone pays. I only care about us and if our vehicle's still run good and do what I expect them to do. I'm happy

My dad bought a 4020 with a F10 loader.


I still haven't talked to him.

Well, partly because no car payments means being being able to spend "that" money on more enjoyable things, whether hunting, guns or whatever.

Of course, if you enjoy your vehicle as much or more than hunting, guns or whatever, then why not?

I paid cash for our last several vehicles. Currently a 2021 f150 powerboost and a 2021 pacifica hybrid. I always like to wear my old clothes and drive my hunting truck when shopping for a new vehicle. Many will not even help me. Last guy said he thought their was no way I could afford a new truck then I wrote a check for it.

It took a few years to get to where I cod pay cash and in the past I've had up to about $500/ month payment. I got to where I've hated payments. I have a new diesel suburban thats about $70k on order and I'm a few bucks short in the vehicle account. It's going to be a while before they ever build it so I should be good by then. If I trade in the pacifica it will be no problem but the plug in hybrid van averaging 58 mpg has been nice lately so we may keep it until the warranty is up.

Bb

I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.

I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?

I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.

And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip.

Ahhh...yes. The whole "nickle and dime" strategy.


Like 1000 in repairs is worse than 5000 in license and insurance a year....

That's hardcore.


JB, if I quit beer and good food I might be able to buy a new pickup.



The thing that I don't like like about $$$ new chit is the registration and insurance. I wouldn't know firsthand but that adds up, right?

And then you're worried about dinging it up. Hail, deer, etc...

Understand what your saying kid but my fusion only has 80k on it. Some life left in the throw away car. Trucks are for local, although my 05 f150 also has 84k on it.

If I'm gonna go to Florida or a serious road trip, I'll rent a car. Something happens,it's on them. Put wear and tear on a rental.

Schit...if you want a new car...buy it.


Why justify it to a bunch of nutsacks that are not that interested in your happiness? With or without payments??

I bought a loaded new truck this year. Payment is just under 1200 a month for 30 more months. I was putting back 1200 a month already before I bought it. My life hasn't changed a bit. it is the only note my wife and I have.
When I retire in a couple of years I will have a nice paid for low mileage truck. I have the money to pay it off if I need to.

2 - 3/4 ton gas trucks and 1 - 1 ton diesel., All but some would call a bit older 02 - 08 all low miles for age and in good shape. Wife has a newer car I think it's a 20 model with like 50,000 miles on it. All paid for and don't owe a dime on any of them buy stuff you can afford. I understand at times in life you have to buy and make payments been there too. people buying these extremely high dollar vehicles and making high dollar payments have their priorities really f***** up in my book. Now if that vehicle is making you money that's a different story.

^^^This^^^

I could give a rats ass what someone thinks about how I spend my money.

One could also make the argument that anyone that paid cash in the past 8/10 years was nuts.

This thread is stupid.

Who cares about $700 a month without regard to income? I have a $715 monthly payment on my F-150. I had $25,000 cash available to put down, but I didn’t. Inflation is WAY higher than the 1.9% interest rate on the truck note. $715 a month represents 10% of my monthly take home. I’m not exactly eating Ramen to afford this truck. Since I bought the truck, that $25K I didn’t put down is now worth almost $40K.

For most of you guys making $20K in social security every year, $700 must seem like a lot, but to those of us still in the work force (and not flipping burgers), it’s an arbitrary number.

Who cares how someone else spends their money.

Have an 06 with 233k on it. Would take it as far as any trip I needed to take anywhere in the US.

I trust it as much as I trust my 2008 with 70k or my wife's 2017 with 30k.

Took a trip down in your neck of the woods a month or so ago, took the old truck.

Justifications are cheap.
Lol

$700 isn’t what it used to be.

Interest rates at 0% for new and 3%’ish on used vehicles it would’ve been stupid to pay cash.
That said, never bought a brand new vehicle in my life even though we’re better situated to do so than most.
Everything we buy is depreciated off through one of the businesses so Uncle Sam (you suckers) pay for 1/3 minimum of every vehicle I own. Thanks!

I pay $535 a month on a 2020 F 250. Bought it new in May of 2021. Got an insane amount of money for my 2019 F 150. It also happens to be my daily driver, 100 miles round trip to work everyday. Yup gas sucks. I still hunt n fish whenever I want or work permits. I'm 63 and will retire in less than 2 years. Might be the last new truck I buy?? Life is short, I'm going to drive what I want.