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Joined: May 2016
Posts: 60,836 Likes: 57
Campfire Kahuna
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Campfire Kahuna
Joined: May 2016
Posts: 60,836 Likes: 57 |
Interest rates at 0% for new and 3%’ish on used vehicles it would’ve been stupid to pay cash.
That said, never bought a brand new vehicle in my life even though we’re better situated to do so than most.
Everything we buy is depreciated off through one of the businesses so Uncle Sam (you suckers) pay for 1/3 minimum of every vehicle I own. Thanks! Ok Boomer.
I am MAGA.
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
$700 isn’t what it used to be. Got that right. A new 3/4 ton diesel with some options back in ‘05-‘06 was 30k. $700 worth of any FIAT currency isn’t what it used to be after all the central banks went on printing sprees. Vehicles are now an appreciating asset. Crazy times we’re living in.
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Joined: Jun 2010
Posts: 13,995 Likes: 6
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2010
Posts: 13,995 Likes: 6 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
Interest rates at 0% for new and 3%’ish on used vehicles it would’ve been stupid to pay cash.
That said, never bought a brand new vehicle in my life even though we’re better situated to do so than most.
Everything we buy is depreciated off through one of the businesses so Uncle Sam (you suckers) pay for 1/3 minimum of every vehicle I own. Thanks! Ok Boomer. Jimbo, you need a better CPA. A farm is a CPA’s tax loop hole wet dream.
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then!
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Joined: May 2016
Posts: 60,836 Likes: 57
Campfire Kahuna
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Campfire Kahuna
Joined: May 2016
Posts: 60,836 Likes: 57 |
Interest rates at 0% for new and 3%’ish on used vehicles it would’ve been stupid to pay cash.
That said, never bought a brand new vehicle in my life even though we’re better situated to do so than most.
Everything we buy is depreciated off through one of the businesses so Uncle Sam (you suckers) pay for 1/3 minimum of every vehicle I own. Thanks! Ok Boomer. Jimbo, you need a better CPA. A farm is a CPA’s tax loop hole wet dream. What's this "depreciation" you speak of? Hehe hehe! I have depreciated out fences!
I am MAGA.
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Joined: Jun 2010
Posts: 13,995 Likes: 6
Campfire Outfitter
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Campfire Outfitter
Joined: Jun 2010
Posts: 13,995 Likes: 6 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! They were hard to come by when I was looking
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Joined: Jul 2001
Posts: 60,216 Likes: 26
Campfire Kahuna
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Campfire Kahuna
Joined: Jul 2001
Posts: 60,216 Likes: 26 |
[/quote] You should’ve bought a Toyota then![/quote]
Yep, and there's a reason for that! They last....
“Montana seems to me to be what a small boy would think Texas is like from hearing Texans.”
John Steinbeck
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Joined: Oct 2013
Posts: 18,970 Likes: 5
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 18,970 Likes: 5 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there 128 miles each way to the farm. Go every other weekend. Old truck still gets the nod better than 50% of the time. Nothing more can go wrong with it than something with even 70k on it. My 2016 F-350 proved that to me. Only vehicle I have had that left me walking, 69k on the odometer that day. Then an A/C compressor that luckily didn't fry a belt and leave me walking 20k miles later. Not saying my idea is better. I just choose to stick my $$ elsewhere.
Last edited by 10gaugemag; 07/07/22.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Oct 2013
Posts: 18,970 Likes: 5
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 18,970 Likes: 5 |
[/quote] You should’ve bought a Toyota then! Yep, and there's a reason for that! They last....[/quote] Last til they break, just like the rest of em.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Aug 2017
Posts: 9,171 Likes: 10
Campfire Outfitter
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Campfire Outfitter
Joined: Aug 2017
Posts: 9,171 Likes: 10 |
Again, there's nothing that fascinates people more than what other appear to spend on their possessions.
Let it go.
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Joined: Nov 2008
Posts: 19,618 Likes: 15
Campfire Ranger
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Campfire Ranger
Joined: Nov 2008
Posts: 19,618 Likes: 15 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! The emperor appreciates your sentiment.
MAGA
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Joined: Oct 2013
Posts: 18,970 Likes: 5
Campfire Ranger
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Campfire Ranger
Joined: Oct 2013
Posts: 18,970 Likes: 5 |
Again, there's nothing that fascinates people more than what other appear to spend on their possessions.
Let it go. Not arguing but it's not your possession if making payments. The way they have it now it's not your possession until half worn out.🤣🤣🤣
Last edited by 10gaugemag; 07/07/22.
The last time that bear ate a lawyer he had the runs for 33 days!
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
You should’ve bought a Toyota then! Yep, and there's a reason for that! They last....[/quote] Last til they break, just like the rest of em.[/quote] I’d take a Toyota with 300K over a Ford/Chevy/Ram With 175k any day of the week. I own 10 Chevy/Ford/International 2500,3500,4500,6500 class trucks….only because Toyota doesn’t offer anything comparable.
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
I notice several on this thread and others who state that they have no payment but they list their vehicles which have over 1/4 mil on the clock.
I get it, I hate owing money and having to make a monthly payment. But are you guys supremely confident in a 20 year old vehicle with that kind of mileage? Don’t travel far from home?
I’m not knocking on anyone’s rig. I just have never owned a vehicle with that kind of mileage on it that wasn’t constantly in need of some little $200 fix to keep it on the road. And when I set off on a cross country trip hundreds or thousands of miles from home I really don’t want to have to work on the truck on the side of the road or hole up in a motel somewhere for a week or 10 days until the local mechanic can get her up and rolling again.
And for the record, yes I have a truck payment, for 18 more months. We like to keep one nice rig around in case we decide to hop in and drive across 4 states for vacation or a hunting trip. Yup. Three out of four weekends a month I'm heading north to Camp and that is 120 miles away. I have no interest in driving something that I wonder if I'll get there You should’ve bought a Toyota then! The emperor appreciates your sentiment. The UAW appreciates your sentiment, and your $$ that they donated to getting Biden elected.
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Joined: Dec 2013
Posts: 23,686 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,686 Likes: 1 |
The US auto industry is nothing but an extension of the democrat/communist party by way of the communist unions and the inefficiency and scheit quality they foster.
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Joined: Aug 2017
Posts: 9,171 Likes: 10
Campfire Outfitter
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Campfire Outfitter
Joined: Aug 2017
Posts: 9,171 Likes: 10 |
Again, there's nothing that fascinates people more than what other appear to spend on their possessions.
Let it go. Not arguing but it's not your possession if making payments. The way they have it now it's not your possession until half worn out.🤣🤣🤣 Haven't had a car payment in two decades. Haven't had a house payment in maybe 7 or 8 years. But again, I ain't interested in your monetary expenditures.
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Joined: Nov 2008
Posts: 19,618 Likes: 15
Campfire Ranger
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Campfire Ranger
Joined: Nov 2008
Posts: 19,618 Likes: 15 |
Serious question,
This topic and similar come up all the time. What’s the drive to brag about not having a car payment? Big deal, you could throw a clot tomorrow. But hey, at least the world knows the car you were driving when you stroked out was paid for Yer not still paying for that piece of [bleep] you drive....are ya? Lol no but Chrysler is wishing they hadn’t offered that lifetime warranty:)
MAGA
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Joined: Oct 2005
Posts: 79,321 Likes: 2
Campfire Oracle
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Campfire Oracle
Joined: Oct 2005
Posts: 79,321 Likes: 2 |
I bought one of these with 26K on it 8 years ago for $14,500. https://www.carmax.com/car/22919933
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Joined: Nov 2008
Posts: 19,618 Likes: 15
Campfire Ranger
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Campfire Ranger
Joined: Nov 2008
Posts: 19,618 Likes: 15 |
I hope that's not a jab at a green tractor!
The ONE time Gruff pays for paint.... I’ve spent money on a lot of stupid ideas. That one might prove to be the worst. Time will tell, as long as I keep pouring the fluid to her she keeps working.
MAGA
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