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Joined: Jun 2007
Posts: 24,680 Likes: 45
Campfire Ranger
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Campfire Ranger
Joined: Jun 2007
Posts: 24,680 Likes: 45 |
I don't owe a dollar to anybody, but I do know that debt is choking this country.
If you could put a neon sign on every house and every car on the road that showed the balance owed the bank, I am sure the streets and alleys would all be lit up in neon...
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Joined: May 2012
Posts: 1,236 Likes: 2
Campfire Regular
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Campfire Regular
Joined: May 2012
Posts: 1,236 Likes: 2 |
Debt free for two years. Retired nearly as long. Loving it.
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Joined: Oct 2011
Posts: 59,257 Likes: 39
Campfire Kahuna
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Campfire Kahuna
Joined: Oct 2011
Posts: 59,257 Likes: 39 |
Paid it off in 2009, it's been nice to be free. It was also nice knowing that if I died my family would have been able to carry on and not lose the house.
Paul
"I'd rather see a sermon than hear a sermon".... D.A.D.
Trump Won!, Sandmann Won!, Rittenhouse Won!, Suck it Liberal Fuuktards.
molɔ̀ːn labé skýla
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Joined: Dec 2013
Posts: 23,689 Likes: 2
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,689 Likes: 2 |
House and cabin both paid off. No personal debt of any kind.
Dave Ramsey is a Fugkin idiot.
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Joined: Feb 2016
Posts: 790
Campfire Regular
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Campfire Regular
Joined: Feb 2016
Posts: 790 |
When I was house shopping the bank approved me for $125000.... I went out and bought a $60000 house...
I paid it off once.... then a 20 acer piece of land came up that was just down the road from me... so I borrowed on my equity to shore up that acreage... And I paid that off now too...
Paid cash for both cars and the boat... got 5 years of home heat cut and piled in the wood shed.... I get 5 deer tags a year... I'm surrounded by potato fields....
It's just me and the dog here.... we eat very well.
Life is good.
Dave Ramsey is nothing but an advertising platform...
Last edited by mikieb; 10/27/22. Reason: added comment about Dave Ramsey
Well... we have come to the point.... where... the parasites are killing the host. It's only a matter of time now.
They only win.... when they cheat.
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Joined: Oct 2010
Posts: 8,867 Likes: 7
Campfire Outfitter
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Campfire Outfitter
Joined: Oct 2010
Posts: 8,867 Likes: 7 |
Mine is payed it off in April, 49 years old.
Will Munny: It's a hell of a thing, killing a man. Take away all he's got and all he's ever gonna have.
The Schofield Kid: Yeah, well, I guess they had it coming.
Will Munny: We all got it coming, kid.
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Joined: Aug 2002
Posts: 5,759
Campfire Tracker
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Campfire Tracker
Joined: Aug 2002
Posts: 5,759 |
Paid it off 15 years ago a couple days before my 45th birthday.
Know fat, know flavor. No fat, no flavor.
I tried going vegan, but then realized it was a big missed steak.
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Joined: Jan 2017
Posts: 8,941 Likes: 5
Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2017
Posts: 8,941 Likes: 5 |
Paid off the place in 2015. Bought a new f150 in 2016 paid it off early in 2021, have a tacoma, a Bonneville, a travel trailer, 5 boats , 4 canoes, to many guns but not as many as I would like and a wore out dog with an attitude. All paid for free and clear. Yup even got some cash, eat beans and meat ,drink cheap booze.fug loans..mb
" Cheapest velocity in the world comes from a long barrel and I sure do like them. MB "
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Joined: Jan 2012
Posts: 67,517 Likes: 65
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2012
Posts: 67,517 Likes: 65 |
When we were both 29 years old in 1999…. We paid the house and about $110k of other misc debts. Owed about 90k at the time on the mortgage.
That 90k was materials, we built this house (WE-US, not a contractor)
Mrs slumlord had a really cool govt contract dental project for about 2 years and was making about $2500-DAY. We didn’t piss around, we used everything coming in to wipe the slate clean.
We are 52 now.
We drive old cop cars and mail vans for our daily drivers.
Rental properties and land-farms paid off. Tenants pay my rentals off. lol
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Joined: Aug 2001
Posts: 2,892 Likes: 2
Campfire Regular
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Campfire Regular
Joined: Aug 2001
Posts: 2,892 Likes: 2 |
Built our house in 86 for $75K on a 14K lot. w/ a 15 year Mortgage @ 11.5%
Over the years rates went down, value went up.
Put all 3 sons through 4 years of college by refinancing , always kept about the same payment and never added to the years that were left on the original mortgage.
Mortgage free for the past 21 years. House has been appraised for a little over 600K. Lifes good !!
"The older I get, the better I was"
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Joined: Feb 2006
Posts: 6,902
Campfire Tracker
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Campfire Tracker
Joined: Feb 2006
Posts: 6,902 |
Yup. Lived here for going on 10 years. Paid cash.
Told my wife we have x amount. Nice house and payments for vehicles and upgrades. Or cheap house house and everything is paid for.
We went middle of road and made it work. Decent house and older vehicles, but vehicles run good and house is solid.
No payments
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Joined: Feb 2001
Posts: 6,024 Likes: 5
Campfire Tracker
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Campfire Tracker
Joined: Feb 2001
Posts: 6,024 Likes: 5 |
Pretty sure you should take a drink every time someone says Dave Ramsey said. Keep sending him your money so he can tell you what to do with it.
Don't just be a survivor, be a competitor.
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Joined: Aug 2022
Posts: 270
Campfire Member
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Campfire Member
Joined: Aug 2022
Posts: 270 |
One paid off, one trying to partition and force the sale on to get a bat [bleep] crazy ex out of.
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Joined: Oct 2004
Posts: 50,170 Likes: 2
Campfire Kahuna
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Campfire Kahuna
Joined: Oct 2004
Posts: 50,170 Likes: 2 |
It was before Hurricane Ike (2008). Now I owe a little less than I paid for it in 1992.
The only thing worse than a liberal is a liberal that thinks they're a conservative.
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Joined: Mar 2010
Posts: 12,050 Likes: 41
Campfire Outfitter
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Campfire Outfitter
Joined: Mar 2010
Posts: 12,050 Likes: 41 |
44 and house is very close to being paid off. Wife and i have worked stupid hours and busted our asses to get to where we are in life
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Joined: Dec 2013
Posts: 23,689 Likes: 2
Campfire Ranger
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Campfire Ranger
Joined: Dec 2013
Posts: 23,689 Likes: 2 |
Funny there’s a theme here…. Hard work and living below your means. People actually need Ramsey to tell them this?
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Joined: Jan 2007
Posts: 11,611 Likes: 9
Campfire Outfitter
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Campfire Outfitter
Joined: Jan 2007
Posts: 11,611 Likes: 9 |
Funny there’s a theme here…. Hard work and living below your means. People actually need Ramsey to tell them this? And most of them seem to hate the liberals and Democrats kind of one the same I guess but
Last edited by ldholton; 10/27/22.
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Joined: Aug 2005
Posts: 28,288 Likes: 15
Campfire Ranger
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Campfire Ranger
Joined: Aug 2005
Posts: 28,288 Likes: 15 |
Funny there’s a theme here…. Hard work and living below your means. People actually need Ramsey to tell them this? Isn't that the truth? I always thought living on less than you make should be a normal way of living.
It is irrelevant what you think. What matters is the TRUTH.
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Joined: Dec 2011
Posts: 2,891 Likes: 11
Campfire Regular
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Campfire Regular
Joined: Dec 2011
Posts: 2,891 Likes: 11 |
Been paid off
So is cottage up north
48 yrs old
DON’T BE TOO PROUD OF THIS TECHNOLOGICAL TERROR YOU’VE CONSTRUCTED. THE ABILITY TO DESTROY A PLANET IS INSIGNIFICANT NEXT TO THE POWER OF THE FORCE.
- Darth Vader
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Joined: Dec 2009
Posts: 31,651 Likes: 8
Campfire 'Bwana
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Campfire 'Bwana
Joined: Dec 2009
Posts: 31,651 Likes: 8 |
That's how you hurt the bastards! Haha! Yup! Fugg em!!! Im almost 67 and I own no real property!!! No lease, no rent, no nothing.
Founder
Ancient Order of the 1895 Winchester
"Come, shall we go and kill us venison?
And yet it irks me the poor dappled fools,
Being native burghers of this desert city,
Should in their own confines with forked heads
Have their round haunches gored."
WS
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