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Joined: Sep 2014
Posts: 21,864 Likes: 5
Campfire Ranger
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OP
Campfire Ranger
Joined: Sep 2014
Posts: 21,864 Likes: 5 |
Guy at work is gonna retire next month.
He went insurance shopping. $1800/month for a couple.
Then they looked into Obama Care.
The same plan we have at work, a bit over $300.
Cheaper than our company plan.
Despite him showing over $80k income for the year?
Anybody know if this is true?
Parents who say they have good kids..Usually don't!
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Joined: Feb 2018
Posts: 10,152 Likes: 4
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2018
Posts: 10,152 Likes: 4 |
If it is, somebody's paying for it......guess who?
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Joined: Jan 2023
Posts: 61
Campfire Greenhorn
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Campfire Greenhorn
Joined: Jan 2023
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Everything is out of control and nobody wants to stop it, except for those of us why aren't getting something for nothing.
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Joined: Nov 2008
Posts: 8,672
Campfire Outfitter
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Campfire Outfitter
Joined: Nov 2008
Posts: 8,672 |
He must be retiring before 65. Obama care subsidies expire once 65 and Medicare eligible as far as I know.
Swifty
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Joined: May 2012
Posts: 1,220 Likes: 1
Campfire Regular
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Campfire Regular
Joined: May 2012
Posts: 1,220 Likes: 1 |
My opinion, if his info is true, is that income from retirement accounts and pensions are not treated the same as "earned" income.
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Joined: Nov 2008
Posts: 8,672
Campfire Outfitter
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Campfire Outfitter
Joined: Nov 2008
Posts: 8,672 |
My opinion, if his info is true, is that income from retirement accounts and pensions are not treated the same as "earned" income. Yes they are bub.
Swifty
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Joined: Jul 2012
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Campfire Member
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Campfire Member
Joined: Jul 2012
Posts: 261 Likes: 1 |
Better look at the deductible and total out of pocket with that low premium. What we were seeing was $10K deductible and $20K out of pocket.
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Joined: May 2003
Posts: 13,395 Likes: 4
Campfire Outfitter
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Campfire Outfitter
Joined: May 2003
Posts: 13,395 Likes: 4 |
Guy at work is gonna retire next month.
He went insurance shopping. $1800/month for a couple.
Then they looked into Obama Care.
The same plan we have at work, a bit over $300.
Cheaper than our company plan.
Despite him showing over $80k income for the year?
Anybody know if this is true? Obama Care at work. ![[Linked Image from i.postimg.cc]](https://i.postimg.cc/VNXVJ1Dv/Ambulance.gif) Your friend will enjoy Obama Care.  L.W.
"Always go straight forward, and if you meet the devil, cut him in two and go between the pieces." (William Sturgis, clipper ship captain, 1830s.)
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Joined: Sep 2014
Posts: 21,864 Likes: 5
Campfire Ranger
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OP
Campfire Ranger
Joined: Sep 2014
Posts: 21,864 Likes: 5 |
My opinion, if his info is true, is that income from retirement accounts and pensions are not treated the same as "earned" income. wages, union pension, SS(I think), a 401k loan that becomes a withdrawal at retirement, wife's part time job... Rock63 and LW, It's supposedly the exact UPMC policy we have through work. Is it? If it is, at some point the company will drop our insurance. I pay $100/wk for a family plan. And that's only 20% of the tab. The company has a scheme we're they pay us to get insurance elsewhere. $500/month for a fair.
Parents who say they have good kids..Usually don't!
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Joined: Nov 2008
Posts: 8,672
Campfire Outfitter
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Campfire Outfitter
Joined: Nov 2008
Posts: 8,672 |
My opinion, if his info is true, is that income from retirement accounts and pensions are not treated the same as "earned" income. wages, union pension, SS(I think), a 401k loan that becomes a withdrawal at retirement, wife's part time job... Rock63 and LW, It's supposedly the exact UPMC policy we have through work. Is it? If it is, at some point the company will drop our insurance. I pay $100/wk for a family plan. And that's only 20% of the tab. The company has a scheme we're they pay us to get insurance elsewhere. $500/month for a fair. Yes SS is federally taxable up to 100%. For couples filing jointly if the total AGI is 36000 = 25% taxable, 44000 = 100% taxable.
Swifty
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Joined: Jun 2012
Posts: 4,539
Campfire Tracker
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Campfire Tracker
Joined: Jun 2012
Posts: 4,539 |
Their commercials for it say its heavily subsidized. They claim 4 out of 5 recipients pay less than 10 bucks a month. These are recent commercials.
Good luck finding someone that takes it, all the decent docs in my neck of the woods dont.
And supposedly the govt hasnt been paying their medical bills. Krogers stopped taking tricare, so has walgreens from what I understand. The govt wont pay them back for prescriptions.
Last edited by killerv; 01/25/23.
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Joined: Apr 2011
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Campfire Savant
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Campfire Savant
Joined: Apr 2011
Posts: 151,832 Likes: 19 |
Would a commercial tell us a lie???
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Joined: Feb 2004
Posts: 19,238 Likes: 4
Campfire Ranger
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Campfire Ranger
Joined: Feb 2004
Posts: 19,238 Likes: 4 |
Better look at the deductible and total out of pocket with that low premium. What we were seeing was $10K deductible and $20K out of pocket. This ^^ The way I understand it, if you have absolutely ZERO or near ZERO income you get the best insurance at the cheapest price and lowest deducible. (Quasi Medicaid) However; the more income and assets you have, the price of the insurance goes up an "affordable amount". But the deductibles go up on a very steep sliding scale. Yes, you have insurance, but the deductible is the buzz kill. kwg
For liberals and anarchists, power and control is opium, selling envy is the fastest and easiest way to get it. TRR. American conservative. Never trust a white liberal. Malcom X Current NRA member.
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Joined: Nov 2011
Posts: 1,120
Campfire Regular
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Campfire Regular
Joined: Nov 2011
Posts: 1,120 |
My opinion, if his info is true, is that income from retirement accounts and pensions are not treated the same as "earned" income. wages, union pension, SS(I think), a 401k loan that becomes a withdrawal at retirement, wife's part time job... Rock63 and LW, It's supposedly the exact UPMC policy we have through work. Is it? If it is, at some point the company will drop our insurance. I pay $100/wk for a family plan. And that's only 20% of the tab. The company has a scheme we're they pay us to get insurance elsewhere. $500/month for a fair. Yes SS is federally taxable up to 100%. For couples filing jointly if the total AGI is 36000 = 25% taxable, 44000 = 100% taxable. 85% is the maximum percent of Social Security that can be taxed, no matter what your gross income is.
Heaven has a wall, a gate and strict immigration policy.
Hell has open borders.
Let that sink in.....
I Live for Opening Day!
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Joined: Sep 2011
Posts: 60,991 Likes: 18
Campfire Kahuna
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Campfire Kahuna
Joined: Sep 2011
Posts: 60,991 Likes: 18 |
George Orwell," Some animals are more equal than others."
These premises insured by a Sheltie in Training ,--- and Cooey.o
"May the Good Lord take a likin' to you"
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Joined: May 2003
Posts: 23,049 Likes: 6
Campfire Ranger
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Campfire Ranger
Joined: May 2003
Posts: 23,049 Likes: 6 |
Leanwolf: That is friggin funny!
Thanks for sharing that pic of hussein obama care.
Hold into the wind
VarmintGuy
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Joined: Nov 2013
Posts: 997
Campfire Regular
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Campfire Regular
Joined: Nov 2013
Posts: 997 |
Anyone read the fine print on an obama care policy?
They might have a way to recoup the cost at the end from those with equity.
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Joined: May 2001
Posts: 18,345 Likes: 1
Campfire Ranger
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Campfire Ranger
Joined: May 2001
Posts: 18,345 Likes: 1 |
Guy at work is gonna retire next month.
He went insurance shopping. $1800/month for a couple.
Then they looked into Obama Care.
The same plan we have at work, a bit over $300.
Cheaper than our company plan.
Despite him showing over $80k income for the year?
Anybody know if this is true? That's exactly what I'm doing.
Carpe' Scrotum
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