Buddies have given me schit for years for not taking advantage. I can’t explain why I haven’t yet. Honest reflection? I was under the brain washed thought that credit cards were universally bad.

I have since tried to educate myself on the topic and had settled on the “chase trifecta”. It’s their two zero annual fee cards and their $95/year card. All the points stack within the same pool.

Curious if anyone has a card to pair with this strategy that maximizes further?