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Joined: Mar 2017
Posts: 138 Likes: 1
Campfire Member
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OP
Campfire Member
Joined: Mar 2017
Posts: 138 Likes: 1 |
Started shopping around for a new insurance policy because my current company keeps increasing rates. What are your thoughts or personal experiences with Progressive?
Easy's gettin' harder everyday
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Joined: Sep 2011
Posts: 60,941 Likes: 15
Campfire Kahuna
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Campfire Kahuna
Joined: Sep 2011
Posts: 60,941 Likes: 15 |
These premises insured by a Sheltie in Training ,--- and Cooey.o
"May the Good Lord take a likin' to you"
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Joined: Feb 2007
Posts: 11,781
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2007
Posts: 11,781 |
Go to an independent agent that represents multiple insurance companies. Have them shop best rates for your situation AND on an annual basis have them shop prices and policies for you. Individual insurers have one interest in mind, and it’s not you.
NRA Patron
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Joined: Sep 2014
Posts: 3,464
Campfire Tracker
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Campfire Tracker
Joined: Sep 2014
Posts: 3,464 |
Progressive sucks if the buttwhole who hit you has it, good luck trying to settle a claim. I have the Hartford.
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Joined: Dec 2008
Posts: 8,312
Campfire Outfitter
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Campfire Outfitter
Joined: Dec 2008
Posts: 8,312 |
Go to an independent agent that represents multiple insurance companies. Have them shop best rates for your situation AND on an annual basis have them shop prices and policies for you. Individual insurers have one interest in mind, and it’s not you. ^This is what I do
"Life is tough, even tougher if your stupid"
John Wayne
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Joined: Jan 2006
Posts: 69,409 Likes: 5
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2006
Posts: 69,409 Likes: 5 |
I looked hard at Progressive. When they show you a rate, look carefully at what it covers. They'll give you a stripped down quote. By the time you add enough to get it to cover your repair costs, it'll cost more than State Farm. Liability has changed a lot the last 2 or 3 years. $25k used to be enough but now that won't even touch the price of a pickup should you hit one. Also medical costs.
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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Joined: Nov 2008
Posts: 8,667
Campfire Outfitter
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Campfire Outfitter
Joined: Nov 2008
Posts: 8,667 |
Started shopping around for a new insurance policy because my current company keeps increasing rates. What are your thoughts or personal experiences with Progressive? 🤣🤣🤣 They all do it.
Swifty
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Joined: Mar 2008
Posts: 2,631
Campfire Regular
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Campfire Regular
Joined: Mar 2008
Posts: 2,631 |
Pretty sure they all suck.
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Joined: Sep 2011
Posts: 60,941 Likes: 15
Campfire Kahuna
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Campfire Kahuna
Joined: Sep 2011
Posts: 60,941 Likes: 15 |
These premises insured by a Sheltie in Training ,--- and Cooey.o
"May the Good Lord take a likin' to you"
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Joined: Jun 2006
Posts: 3,216
Campfire Tracker
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Campfire Tracker
Joined: Jun 2006
Posts: 3,216 |
Go to an independent agent that represents multiple insurance companies. Have them shop best rates for your situation AND on an annual basis have them shop prices and policies for you. Individual insurers have one interest in mind, and it’s not you. ^This is what I do +1. Local independent cut my motorcycle and ATV bill almost in half couple of yrs ago.
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Joined: Mar 2017
Posts: 138 Likes: 1
Campfire Member
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OP
Campfire Member
Joined: Mar 2017
Posts: 138 Likes: 1 |
Thats what I did, and they came up with Progressive.
Easy's gettin' harder everyday
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Joined: Feb 2003
Posts: 15,551
Campfire Ranger
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Campfire Ranger
Joined: Feb 2003
Posts: 15,551 |
Go to an independent agent that represents multiple insurance companies. Have them shop best rates for your situation AND on an annual basis have them shop prices and policies for you. Individual insurers have one interest in mind, and it’s not you. This is the way.
"I Birn Quhil I Se" MacLeod of Lewis
I Burn While I See
Hold Fast MacLeod of Harris
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Joined: Aug 2015
Posts: 860
Campfire Regular
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Campfire Regular
Joined: Aug 2015
Posts: 860 |
Progressive lets you slide the deductible bar up or down to arrive at the premium you want to pay, but the coverages will go down drastically. Somewhere I read that you should have at least your net worth in coverage (for regular working class folks) because you can lose everything in a lawsuit over bodily injury. It might surprise you how low the liability and bodily injury requirements are for some states, like Florida. You can make a down payment, agree to auto pay plan, and get a proof of insurance card emailed for printout in short order. But no, they are not really any cheaper.
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Joined: Jan 2002
Posts: 2,248 Likes: 1
Campfire Regular
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Campfire Regular
Joined: Jan 2002
Posts: 2,248 Likes: 1 |
In my area, I've never been able to beat what I get through Farm Bureau.
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Joined: Mar 2008
Posts: 15,289
Campfire Ranger
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Campfire Ranger
Joined: Mar 2008
Posts: 15,289 |
I have been with USAA for several years, they keep raising the rates, every year I check out other companies, USAA still the least costly. I have 4 vehicles, an RV and a house insured with them, I am insurance poor. 
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Joined: Feb 2010
Posts: 16,091
Campfire Ranger
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Campfire Ranger
Joined: Feb 2010
Posts: 16,091 |
Go to an independent agent that represents multiple insurance companies. Have them shop best rates for your situation AND on an annual basis have them shop prices and policies for you. Individual insurers have one interest in mind, and it’s not you. This is the way. Yep! Fugg Farm Bureau!!!
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Joined: Sep 2004
Posts: 14,180 Likes: 1
Campfire Outfitter
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Campfire Outfitter
Joined: Sep 2004
Posts: 14,180 Likes: 1 |
Only pay for what you need!!! The devil made me say that!!!
Well we're Green and we're Gold, and we play better when it's cold. All us Cheese heads have our favorite superstar. We love Brett Favre.
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Joined: Jan 2006
Posts: 69,409 Likes: 5
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2006
Posts: 69,409 Likes: 5 |
How much do you need? Can you cover replacing someone's 2023 Ford F350 dually diesel and huge medical bills in case you hit someone, especially if you drink and drive.
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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