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Joined: Jan 2006
Posts: 69,536 Likes: 24
Campfire Kahuna
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OP
Campfire Kahuna
Joined: Jan 2006
Posts: 69,536 Likes: 24 |
They're doing what Allstate did earlier. The bureaucracy and red tape are too costly. One more business telling them to kiss off. INSURANCE
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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Joined: Nov 2018
Posts: 352
Campfire Member
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Campfire Member
Joined: Nov 2018
Posts: 352 |
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Joined: Dec 2010
Posts: 1,449 Likes: 3
Campfire Regular
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Campfire Regular
Joined: Dec 2010
Posts: 1,449 Likes: 3 |
I knew climate change would be in the article somewhere.
“If more of us valued food and cheer and song above hoarded gold, it would be a merrier world.” Tolkien
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Joined: Apr 2006
Posts: 1,396
Campfire Regular
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Campfire Regular
Joined: Apr 2006
Posts: 1,396 |
They tried that in Fla. after Andrew. The insurance commissioner told them, "write it all or don't write any".
Never try to teach a pig to sing...
...it wastes your time and annoys the pig!
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Joined: Sep 2021
Posts: 4,184 Likes: 11
Campfire Tracker
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Campfire Tracker
Joined: Sep 2021
Posts: 4,184 Likes: 11 |
On the eastern side of California.
Si Vis Pacem, Para Bellum
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Joined: Feb 2018
Posts: 10,206 Likes: 7
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2018
Posts: 10,206 Likes: 7 |
I knew climate change would be in the article somewhere. Hey, it's as good of an excuse to raise rates as anything else they could come up with! I just wish I could use it to not pay my bills.
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Joined: Feb 2003
Posts: 10,430 Likes: 7
Campfire Outfitter
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Campfire Outfitter
Joined: Feb 2003
Posts: 10,430 Likes: 7 |
Most things are BS, but insurance companies really try to calculate risk, actuaries.
There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self. -Ernest Hemingway
The man who makes no mistakes does not usually make anything.-- Edward John Phelps
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Joined: May 2002
Posts: 10,260
Campfire Outfitter
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Campfire Outfitter
Joined: May 2002
Posts: 10,260 |
The state requires insurance companies to base rates on history. Insurance companies want to base rates on perceived future risk. If they perceive future risk exceeds what past losses were, it makes sense to exit the market.
Lunatic fringe....we all know you're out there.
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Joined: Jun 2004
Posts: 34,361 Likes: 10
Campfire 'Bwana
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Campfire 'Bwana
Joined: Jun 2004
Posts: 34,361 Likes: 10 |
My understanding is they are not issuing “New” policies, but existing one will remain.
Give a man a fish and he eats for a day. Give a man a welfare check, a forty ounce malt liquor, a crack pipe, an Obama phone, free health insurance. and some Air Jordan's and he votes Democrat for a lifetime.
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Joined: Mar 2006
Posts: 2,680
Campfire Regular
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Campfire Regular
Joined: Mar 2006
Posts: 2,680 |
Most things are BS, but insurance companies really try to calculate risk, actuaries. except the part ,were they raise YOUR insurance rates ,because THEY lost money on the stock market .Which have nothing to do with risk of paying claims on your house . ...look this up, it is a thing
NRA Life Member
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Joined: Jan 2006
Posts: 69,536 Likes: 24
Campfire Kahuna
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OP
Campfire Kahuna
Joined: Jan 2006
Posts: 69,536 Likes: 24 |
I read that when Paradise, CA burned down a couple years ago, their environmental laws prohibited homeowners from clearing brush around their houses. Dry brush was almost touching the houses so when it burned, the houses were engulfed in it. That makes for very high risk for insurance companies.
“In a time of deceit telling the truth is a revolutionary act.”
― George Orwell
It's not over when you lose. It's over when you quit.
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Joined: Mar 2006
Posts: 2,680
Campfire Regular
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Campfire Regular
Joined: Mar 2006
Posts: 2,680 |
I read that when Paradise, CA burned down a couple years ago, their environmental laws prohibited homeowners from clearing brush around their houses. Dry brush was almost touching the houses so when it burned, the houses were engulfed in it. That makes for very high risk for insurance companies. more liberal democrat stupidity .. then they blame everyone else for the consequences
NRA Life Member
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Joined: Jul 2011
Posts: 6,190 Likes: 2
Campfire Tracker
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Campfire Tracker
Joined: Jul 2011
Posts: 6,190 Likes: 2 |
I knew climate change would be in the article somewhere. Hey, it's as good of an excuse to raise rates as anything else they could come up with! I just wish I could use it to not pay my bills. So fire don't cause massive losses? What, consider tornados and flooding?
Fight fire, save lives, laugh in the face of danger.
Stupid always finds a way.
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Joined: Jul 2011
Posts: 6,190 Likes: 2
Campfire Tracker
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Campfire Tracker
Joined: Jul 2011
Posts: 6,190 Likes: 2 |
I read that when Paradise, CA burned down a couple years ago, their environmental laws prohibited homeowners from clearing brush around their houses. Dry brush was almost touching the houses so when it burned, the houses were engulfed in it. That makes for very high risk for insurance companies. Not true whatsoever. California fire code requirements are pretty strict and if complied to the letter make properties ugly. Enforcement is another thing. In the past, different agencies placed different priorities on brush abatement. There are plenty of weirdos out there that just feel like they gotta have their nature and don't want no gummint trying to tell them how to live. Even the harsh brush clearances aren't always enough to stop embers coming down almost like a blizzard from huge fires burning 100' away.
Fight fire, save lives, laugh in the face of danger.
Stupid always finds a way.
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Joined: Nov 2018
Posts: 352
Campfire Member
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Campfire Member
Joined: Nov 2018
Posts: 352 |
Environmental litigation prevented utilities from maintaining and removing brush and hazard trees in utility ROWs. High winds, contact with conductors and what do you expect?
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Joined: Sep 2011
Posts: 45,499 Likes: 28
Campfire 'Bwana
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Campfire 'Bwana
Joined: Sep 2011
Posts: 45,499 Likes: 28 |
Environmental litigation prevented utilities from maintaining and removing brush and hazard trees in utility ROWs. High winds, contact with conductors and what do you expect? You have a link to a reliable source for that?
The desert is a true treasure for him who seeks refuge from men and the evil of men.
In it is contentment
In it is death and all you seek
(Quoted from "The Bleeding of the Stone" Ibrahim Al-Koni)
member of the cabal of dysfunctional squirrels?
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Joined: Nov 2018
Posts: 352
Campfire Member
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Campfire Member
Joined: Nov 2018
Posts: 352 |
I do not. Read it a few years ago in a fire trade journal. About the same time that some transmission lines were de energized periodically due to high winds
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Joined: Jan 2001
Posts: 59,184 Likes: 3
Campfire Kahuna
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Campfire Kahuna
Joined: Jan 2001
Posts: 59,184 Likes: 3 |
They're doing what Allstate did earlier. The bureaucracy and red tape are too costly. One more business telling them to kiss off. INSURANCE Who can blame 'em? IIRC, didn't they also abandon FL?
Ex- USN (SS) '66-'69
Pro-Constitution.
LET'S GO BRANDON!!!
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Joined: Sep 2011
Posts: 45,499 Likes: 28
Campfire 'Bwana
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Campfire 'Bwana
Joined: Sep 2011
Posts: 45,499 Likes: 28 |
I do not. Read it a few years ago in a fire trade journal. About the same time that some transmission lines were de energized periodically due to high winds I would just love to see the regulations they were litigating. Knowing how some groups abhor cutting any tree, I can almost see it happening. I also know that Pacific Gas & Electric paid some pretty heavy compensation for not maintaining their lines, and knowing that is a very profit driven company I have no doubt some of that non-maintenance was due to cost saving. I wonder if they were one of the utilities being sued to prevent their keeping ROWs clear?
The desert is a true treasure for him who seeks refuge from men and the evil of men.
In it is contentment
In it is death and all you seek
(Quoted from "The Bleeding of the Stone" Ibrahim Al-Koni)
member of the cabal of dysfunctional squirrels?
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Joined: Nov 2018
Posts: 352
Campfire Member
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Campfire Member
Joined: Nov 2018
Posts: 352 |
If you google” environmentalists prevent PG&E from trimming trees” you will have plenty of infp
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