I'm getting up there in years. 64 years and 5 months. I was looking on my Social Security account today and it says I would qualify for 2774 a month if I took it right now. It says I would qualify for 3385 if I wait until I'm 66 years and 10 months. And I would qualify for 4331 if I hold off until I'm 70.
Here's my question for you guys that know about it. Can I really draw Social Security at 64 years old and keep working? (I love my job and want to stay there as long as possible) I thought I had to wait until I was 65.
I took a picture of what the website chart says. Not sure if you can read it.
Last edited by COLORADO_LUCKYDOG; 10/03/23.
A 380 in my pocket is better than a 45 in my truck!
Violence may not be the best option... but it's still an option.
"Be polite, be professional, but have a plan to kill everybody you meet." General James Mad Dog Mattis
You have to work until you reach your full retirement age if you want to keep working. They penalize the cshit out of you if you retire and work full time
You have to work until you reach your full retirement age if you want to keep working. They penalize the cshit out of you if you retire and work full time
That’s it in a nutshell.
Also they gig the begeezers out of you if you delay Medicare past 65.
I'm getting up there in years. 64 years and 5 months. I was looking on my Social Security account today and it says I would qualify for 2774 a month if I took it right now. It says I would qualify for 3385 if I wait until I'm 66 years and 10 months. And I would qualify for 4331 if I hold off until I'm 70.
Here's my question for you guys that know about it. Can I really draw Social Security at 64 years old and keep working? (I love my job and want to stay there as long as possible) I thought I had to wait until I was 65.
I took a picture of what the website chart says. Not sure if you can read it.
If you are on Soc. Sec. you have a limit to what you can make per year until you are past a certain age. There is a chart for every birth date to let you know what that age is. You will get penalized for every dollar you make over the limit. If you like your job, stay until at least 66. Work out something with your boss an maybe you can get back to work after a year or two, or get S.S. now and work part time for a while. All of this info is on the Government website.
I’m about your same age, within a month or so. Our financial advisor told my wife and me to wait until we are 70 years old before taking Social Security.
and what does the Lord require of you but to do justice, and to love kindness, and to walk humbly with your God? (Micah 6:8)
I'm getting up there in years. 64 years and 5 months. I was looking on my Social Security account today and it says I would qualify for 2774 a month if I took it right now. It says I would qualify for 3385 if I wait until I'm 66 years and 10 months. And I would qualify for 4331 if I hold off until I'm 70.
Here's my question for you guys that know about it. Can I really draw Social Security at 64 years old and keep working? (I love my job and want to stay there as long as possible) I thought I had to wait until I was 65.
I took a picture of what the website chart says. Not sure if you can read it.
If you are on Soc. Sec. you have a limit to what you can make per year until you are past a certain age. There is a chart for every birth date to let you know what that age is. You will get penalized for every dollar you make over the limit. If you like your job, stay until at least 66. Work out something with your boss an maybe you can get back to work after a year or two, or get S.S. now and work part time for a while. All of this info is on the Government website.
70.
Slaves get what they need. Free men get what they want.
Wow, that’s a pretty big incentive to delay SS benefits. Shucks, you like the work, so wait. Maybe you can negotiate a better schedule with more time off in the meantime. Good luck.
I'm getting up there in years. 64 years and 5 months. I was looking on my Social Security account today and it says I would qualify for 2774 a month if I took it right now. It says I would qualify for 3385 if I wait until I'm 66 years and 10 months. And I would qualify for 4331 if I hold off until I'm 70.
Here's my question for you guys that know about it. Can I really draw Social Security at 64 years old and keep working? (I love my job and want to stay there as long as possible) I thought I had to wait until I was 65.
I took a picture of what the website chart says. Not sure if you can read it.
If you are on Soc. Sec. you have a limit to what you can make per year until you are past a certain age. There is a chart for every birth date to let you know what that age is. You will get penalized for every dollar you make over the limit. If you like your job, stay until at least 66. Work out something with your boss an maybe you can get back to work after a year or two, or get S.S. now and work part time for a while. All of this info is on the Government website.
Thank you sir!
A 380 in my pocket is better than a 45 in my truck!
Violence may not be the best option... but it's still an option.
"Be polite, be professional, but have a plan to kill everybody you meet." General James Mad Dog Mattis
Take the 66 year- - -10 month option unless you've got one foot in the grave already and want to party a little before you croak. Any other choice will end up costing you money every month for the rest of your life. Work part time to stay under the cap until you get old enough to go back to an income level without any penalties. I did that and don't regret any of the decisions I'v made about "retirement". Now I only run two businesses instead of working full time and also doing my own thing.
I’m about your same age, within a month or so. Our financial advisor told my wife and me to wait until we are 70 years old before taking Social Security.
Statistics show people get more ultimately if they take SS as soon as eligible, but that doesn't work to an advantage in all cases.
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I'm getting up there in years. 64 years and 5 months. I was looking on my Social Security account today and it says I would qualify for 2774 a month if I took it right now. It says I would qualify for 3385 if I wait until I'm 66 years and 10 months. And I would qualify for 4331 if I hold off until I'm 70.
Here's my question for you guys that know about it. Can I really draw Social Security at 64 years old and keep working? (I love my job and want to stay there as long as possible) I thought I had to wait until I was 65.
I took a picture of what the website chart says. Not sure if you can read it.
If you are on Soc. Sec. you have a limit to what you can make per year until you are past a certain age. There is a chart for every birth date to let you know what that age is. You will get penalized for every dollar you make over the limit. If you like your job, stay until at least 66. Work out something with your boss an maybe you can get back to work after a year or two, or get S.S. now and work part time for a while. All of this info is on the Government website.
I’d say in a lot of cases if you really don’t need SS then go ahead and retire and take it now. If you need the SS income then might be best to wait in some cases.
One size doesn’t fit all. In my case, taking my SS at 62, along with my pension and an incentive from my company, allowed me to retire at 58. Those extra years of freedom were, as the commercial says, priceless. Yeah, I get less every month, but I get enough and to spare to live as I wish.
Think about what you want to do, and how age, sudden illness, or infirmity may affect those plans. All of us know someone who retired and died shortly after, or otherwise ended up in a situation they didn’t foresee, and didn’t want.
You can begin drawing anytime they say you can, but if you have not reached your full retirement age and continue working then your benefit amount will be docked some amount depending on what your earned income is each month (until you reach your full retirement age). OTOH, if you wait until you reach your FRA, you can draw your SS benefits without being penalized for your earned income no matter how much that is.
Don't be the darkness.
America will perish while those who should be standing guard are satisfying their lusts.
