Home Forums Hunting & Shooting Hunter's Campfire Student loans

Bingo. In 2017 we spent 47 BILLION dollars in foreign aid. Completely f ucking insane.

While we're at it, why is the federal government giving money to universities with endowments in the hundreds of millions?

Some kf the local counties in these parts have tuition reimbursement.

Funded by the county ( tax payers)

The student ( or adult) signs up the class or program.

Pays for it.

Completes the program and then is reimbursed the cost..

Makes them have “skin in the game”. An incentive.

Dont complete, quit in the middle, etc.. no reimbursement. ( though you may get a prorated refund).

Id rather tax momey be used for someone that wants to better themselves than some freeloader gaming the welfare system.

Student loans are no different than buying an auto and getting a loan or taking on credit card debt. YOU are not forced to sign for any of them, so why should YOUR debt be forgiven. If you can't make your payments on a fancy truck that you did not need, they take THEIR truck back because you don't own it till it's paid for. The same goes for student loan debt, they need to take your degree till the loan is repayed by YOU, not by other taxpayers. I know many people personally that live in fancy houses, drive expensive vehicles, have boats and other expensive toys, and take several expensive vacations a year, and they cry for student loan forgiveness because they say they can't afford the payments. Next it will be forgive all my loans.

Rockchuck,

That sounds more like a private student loan than anything .gov is attached to. When I grad from college (98) there were those type of loans out there and folks were warned to stay away because of buried terms like what you described. Bad deal for your friend. He of all people should have been eligible for an hhonest loan to attend school if needed.

I went through w/o loans or money from my folks. Was 4th in my HS class which got me a scholarship at our local jr college so I took 2yrs there then transferred and finished at a local 4yr university. I started working the day after HS graduation at the company I’m still with today working 24hr/wk during school and then 40hr/wk all summer. Because it was coming out of my pocket, I never deviated from my curriculum and took 15-18 credits/semester to get out in 4yr. I enjoyed school quite a bit but didn’t see the need to prolong it and pay any longer than absolutely necessary. 30 yrs service this year at 47yo and zero debt and a paid for house with 4 kids and a respectable net worth. A good hand dealt to me by the Man upstairs and very wise parents who taught me to work to thank for all of it.

The schools should be backing any loans with their own endowments instead of the gov’t….would make loan forgiveness and degrees with no potential for employment disappear immediately and eventually the DEI crap which only hurts the bottom line would wither and die too.

Hammer squarely on the head of the nail, JH.

From 1986-88 (4 semesters) I went to college and got an AAS degree in welding. Cost at the time was $520 a semester=$1040 a year. Didn't live on campus or have a meal plan. Apartment rent was $110 per month=$990 a year. So tuition and room cost me $2030 per year. I had a farm/ranch job that paid $800 per month during the summer and I could work on weekends and school breaks. I could make enough money over summer to cover my tuition and rent for an entire year of school.

At todays rates, my kid graduated from an in-state 4 year school a couple years ago, and it was costing him around $8000 per semester for tuition, room, meal plan. $16K per year and that isn't bad compared to out-of-state-high-dollar schools. No way in heck he could make $16,000 over the 3 month summer break to cover costs, like I did.

Amen, carden. That's what I said above. A student loan should have the diploma/degree as collateral. If you don't pay the loan, your degree is "repossessed." You can say you attended college, but there'd be no record that said you graduated.

Well...the fugging boomers got together and decided to make a college degree a mandatory requirement for employment.


It was and is used as a barrier to employment. Almost like an apprenticeship program.


So...it became retarded expensive with the help of the govt.


Good job.

Jim, so who made a college degree a requirement for us "boomers" to get a job, huh?

The fact is that there were so many of us boomers that competition for jobs was murderous. If you didn't have a degree, you were screwed. Can we blame the Greatest Generation employers for that? Maybe. But being boomers, we didn't. We just forged ahead and worked our asses off to be just that much better. It's a trait that's been lost.

It wasn't. Not nearly to the same degree.


Unless you wanted to be an accountant or a draftsman.

An example of that would be that back in the day...employers hired candidates who had degrees that were relevant to the job.


Now you just need a degree. Any degree.

Actually, that was true for me even then. I went to college for one reason only: to get my USAF commission. Any degree counted, but you had to have one. There were LOTS of pilots back then with degrees in Music, History, or (like me) English Lit. Useless degrees? maybe, but it got me a full military career, and eventually even got me into NASA.

Oh, and I can write.

It's not really 'on the sly' I don't think. It was a program passed long ago called PSLF, basically if you go to work for a qualifying govt job (teaching for instance ) and make 10 payments or years, I'm not sure which, your balance is wiped off the books. Personally I think this is a back door crony deal for the teachers unions. Buying votes.

Which is exactly why an awful lot of us hate officers in general and especially Air Farce turds. Elitist, opportunists that only care about how they can get more than the next guy with absolutely no concept of community or fellowship.

Nailed it.

You ever wonder why student loan forgiveness is never mentioned for trade school programs?

We aren't talking needing a degree to become an officer.

More of needing a degree...any degree to mow the lawn at the court house.

It's for many, many public service trades. You know, like the gi bill for the military. But I'm sure that's ok...

How about neither.

Go start a business and see how expensive it is. Most of the student loan detractors have no idea. I had a guy say it was crazy guys were getting out of PA school with 100k in debt. I asked him his much he thought the boat fishing off of actually cost. It costs me 3-350k to put a new boat in service if I include permit costs.

If you can get a high earning career you can work for 30-40 years with medical/retirement for 100k in debt, you truly are lucky. Pay your [bleep] off and live a lifestyle almost unparalleled around the world.