|
Joined: Apr 2010
Posts: 20,683
Campfire Ranger
|
Campfire Ranger
Joined: Apr 2010
Posts: 20,683 |
RE may indeed get cheaper, but nada wrong imo with buying it NOW.
the combo of price and interest rates make me believe you're doing a very good thing.
enough acreage to raise a garden and do a little gentleman farming and I'd say you've found your little piece of Paradise.
my hope is it ends up being a happy home for you and yours
I'm pretty certain when we sing our anthem and mention the land of the free, the original intent didn't mean cell phones, food stamps and birth control.
|
|
|
|
Joined: Oct 2002
Posts: 96,121 Likes: 1
Campfire Oracle
|
OP
Campfire Oracle
Joined: Oct 2002
Posts: 96,121 Likes: 1 |
About 10 acres of it is wooded. The north side of the woods is bordered by 50 acre field of corn, the west side is another 100 acres or so of woods and the east side is open till you get to the river.
Guessing there might be a deer or three hanging around.
"Dear Lord, save me from Your followers"
|
|
|
|
Joined: Apr 2001
Posts: 2,800
Campfire Regular
|
Campfire Regular
Joined: Apr 2001
Posts: 2,800 |
Scott, looks very nice, hope it works out for you.
"Until one has loved an animal, part of their soul remains unawakened."
|
|
|
|
Joined: May 2005
Posts: 10,449
Campfire Outfitter
|
Campfire Outfitter
Joined: May 2005
Posts: 10,449 |
I'm skeered and I ain't prone to being skeered. It will be a year before I can live in it full time, but I wasn't waiting for the last moment to find a place and I wasn't expecting to find the place at this price, this quickly.
I can't not buy now, I think. I can't imagine getting less than 3.875% for a loan. Property taxes last year on the place were $192, what's that like $16 a month... If you're not skeered of a major change like this, you're not paying attention. Settling in one spot is a huge difference from bouncing all over the country, but it's satisfying to have a place to call your own. A lot of work, but you're working for yourself (and family). Makes it all worthwhile.
"Civilized men are more discourteous than savages because they know they can be impolite without having their skulls split, as a general thing." Robert E. Howard
|
|
|
|
Joined: May 2007
Posts: 7,766
Campfire Outfitter
|
Campfire Outfitter
Joined: May 2007
Posts: 7,766 |
Nice looking place! I hope it all works out for you.
|
|
|
|
Joined: May 2005
Posts: 9,611
Campfire Outfitter
|
Campfire Outfitter
Joined: May 2005
Posts: 9,611 |
Scott that sounds alot like our place. The metal roof is there forever w/no maintenance to speak of. There is nothing like sitting on the porch w/a beer in one hand and your sweetheart's in the other...especially in the fall. I too set up a range not long after we got settled in and it has served me well. The interest rate is at an all time low and the taxes are chicken feed. Yes there will be a deer or two in those woods and a small food plot would just make it better. Plenty of elbow room...doesn't sound like you'll be bothered by neighbors. Nothing like owning your own place. Wish you well! powdr
|
|
|
|
Joined: Jul 2001
Posts: 10,889 Likes: 3
Campfire Outfitter
|
Campfire Outfitter
Joined: Jul 2001
Posts: 10,889 Likes: 3 |
Man, I would love to own that. Hope you get it.
"The 375HH is the greatest level of power you can get for the investment in recoil." (JJHack) 79s and losttrail, biggest waste of air.
|
|
|
|
Joined: Jan 2005
Posts: 38,907 Likes: 7
Campfire 'Bwana
|
Campfire 'Bwana
Joined: Jan 2005
Posts: 38,907 Likes: 7 |
Hope that it all works out for you and you get many, many years to enjoy it. Best, John
Not a real member - just an ordinary guy who appreciates being able to hang around and say something once in awhile.
Happily Trapped In the Past (Thanks, Joe)
Not only a less than minimally educated person, but stupid and out of touch as well.
|
|
|
|
Joined: Oct 2002
Posts: 96,121 Likes: 1
Campfire Oracle
|
OP
Campfire Oracle
Joined: Oct 2002
Posts: 96,121 Likes: 1 |
I'm finding out that my realtor, while a nice person, is an idiot when it comes to VA loans.
Now I remember why I sold my last house without a realtor. Likely it's not my first rodeo and I'm walking her through the steps.
The frustration level is high though.
"Dear Lord, save me from Your followers"
|
|
|
|
Joined: Jan 2004
Posts: 3,366
Campfire Tracker
|
Campfire Tracker
Joined: Jan 2004
Posts: 3,366 |
Very nice,..like that big back porch. I would live on that big back porch................. most of the time! That small house could make a great loading room. Good luck.
|
|
|
|
Joined: Feb 2004
Posts: 46,745
Campfire 'Bwana
|
Campfire 'Bwana
Joined: Feb 2004
Posts: 46,745 |
That pic and the porch would have sold me.
Camp is where you make it.
|
|
|
|
Joined: Jul 2007
Posts: 440
Campfire Member
|
Campfire Member
Joined: Jul 2007
Posts: 440 |
Steelhead,
If you can get your interest rate @ 4.125 for a 30 yr fixed and closing costs <$1500 you've got a great deal.
|
|
|
|
Joined: Feb 2002
Posts: 18,667 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Feb 2002
Posts: 18,667 Likes: 1 |
Property taxes last year on the place were $192, what's that like $16 a month... I don't understand how the property taxes coud be so low.
|
|
|
|
Joined: Jan 2007
Posts: 2,252
Campfire Regular
|
Campfire Regular
Joined: Jan 2007
Posts: 2,252 |
I think you should go back to the travel trailer idea..... I am sure she wouldn't mind. I do wish my property taxes and property values where in that range!! Lucky bastid.
|
|
|
|
Joined: Oct 2002
Posts: 96,121 Likes: 1
Campfire Oracle
|
OP
Campfire Oracle
Joined: Oct 2002
Posts: 96,121 Likes: 1 |
Why not, that is the amount, I have the past years records.
I'm also guessing my mortgage payment will likely be less than what some one here are making for a truck payment.
"Dear Lord, save me from Your followers"
|
|
|
|
Joined: Aug 2007
Posts: 12,071
Campfire Outfitter
|
Campfire Outfitter
Joined: Aug 2007
Posts: 12,071 |
Property taxes last year on the place were $192, what's that like $16 a month... I don't understand how the property taxes coud be so low. Some states use personal property tax or sales tax to fund schools rather than school property taxes. Scott, the way you described the land and outlining areas, I believe this is the best of the bunch you've looked at.
|
|
|
|
Joined: Feb 2002
Posts: 18,667 Likes: 1
Campfire Ranger
|
Campfire Ranger
Joined: Feb 2002
Posts: 18,667 Likes: 1 |
Well, one thing for sure, that place aint in Michigan. Great looking abode, BTW, like everything about it.
|
|
|
|
Joined: Oct 2002
Posts: 96,121 Likes: 1
Campfire Oracle
|
OP
Campfire Oracle
Joined: Oct 2002
Posts: 96,121 Likes: 1 |
It's not in a town, it's just county taxes. There is no trash service (I have to haul the trash off, or burn what I can, but that ain't an issue)
Only thing I'm paying is electric, the rest is septic/well, so I don't get much from the county.
I ain't paying state income tax either. There are places you can go a LONG way for your money. I refuse to live in a place I have to pay $6K a year in property tax and also pay state income tax.
Last edited by Steelhead; 09/01/11.
"Dear Lord, save me from Your followers"
|
|
|
|
Joined: Aug 2007
Posts: 12,071
Campfire Outfitter
|
Campfire Outfitter
Joined: Aug 2007
Posts: 12,071 |
Smart thinking.
If you get the place, you mind throwing up some pics of the pond?
|
|
|
|
Joined: Sep 2007
Posts: 13,268
Campfire Outfitter
|
Campfire Outfitter
Joined: Sep 2007
Posts: 13,268 |
Property taxes last year on the place were $192, what's that like $16 a month... I don't understand how the property taxes coud be so low. Some states use personal property tax or sales tax to fund schools rather than school property taxes. Scott, the way you described the land and outlining areas, I believe this is the best of the bunch you've looked at. Even in TX that has no income tax and uses property tax I paid only $680/year on a house valued at just under $200k on 4 acres, and you got a pretty damn nice house for that kind of money as well. It all depends on where you live and how much you expect from the local/state government.
Last edited by NathanL; 09/01/11.
Otto is my co-pilot.
|
|
|
|
585 members (007FJ, 06hunter59, 10gaugemag, 1234, 10Glocks, 1941USMC, 50 invisible),
2,269
guests, and
1,137
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums81
Topics1,192,647
Posts18,493,344
Members73,977
|
Most Online11,491 Jul 7th, 2023
|
|
|
|