Wife and I are lucky. I can't remember when we didn't buy anything with cash.

I'm sure our credit rating sucks though.

Have never paid a dime in CC interest either.

Don't live fancy or have tons stashed away either, but sure feel better never having payments...


We can keep Larry Root and all his idiotic blabber and user names on here, but we can't get Ralph back..... Whiskey Tango Foxtrot, over....