Same here Matt but I do believe I spend more than when I had to pull cash out of the wallet
Big fan of Dave Ramsey here but never heard of him till I was already debt free
So I'm a bigger fan of my grandparents that taught me by example
Truly thankful & blessed for the resources we have at our disposal
We've been fortunate
I'm pretty certain when we sing our anthem and mention the land of the free, the original intent didn't mean cell phones, food stamps and birth control.
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