I only buy factory ammo when the sum of them is cheaper than buying the components individually. For any type of precision work whether it be prairie dogs or long-range shooting, it's going to be a reload.
I've been at the range on the 1,000 yard line watching guys trying to shoot factory ammo. This is with "match" grade factory rounds. Factory ammo will not hold vertical dispersion down compared to hand-loaded, tuned ammo for a particular rifle.
Pistol is another story. I'm good with plinking with factory ammo.
