I can't imagine enjoying shooting half as much with factory ammo. I cringe every time I walk into a place and look at the price of factory ammo. Pulling the trigger at $2 a shot would suck all the enjoyment out of it for me.
I cringed too, until I found
http://ammoseek.com. Some pretty good deals come up there if you keep an eye on it. For instance, right now they have American Eagle FMJ 30-06 for $0.68 per shot. That's about the cost of components, plus you don't have to sit there pulling a lever all night to get it.
...
Finally, you'll never enjoy anything if you focus on the cost. Even handloaded ammo is expensive if you do that. I believe that the money I spend on factory ammo buys me extra time to spend on the millions of other things that people expect me to do and need me to do. I realize that may not work for everyone, but it's working for me for the moment.
Okie John