Last year was a bit of a roller coaster. Started off the year by getting laid off and my wife was working part time with our bills considerably greater than income.

But it turned around, wife got a full time gig after a few months and while I was "underemployed" most of the year I was back to full time by year end.

In the big scheme of things, probably exactly what I needed at the time with a break from working full time and an insight into the desire to be working less than 1/2 time well prior to reaching "retirement" age.