When my first son ws born premature and was med-evaced to Denver for 7 weeks , we found out that my wife's school district employer saved money on their health care plan by capping coverages. Flight for life max benefit, $400, ICU, $900/day max benefit etc. That nailed us for over $150,000 and then two weeks after he was born I lost about $250,000 in a weather-related business event that wiped me out completely.

Fun times, but son is graduating high school this spring in the top 5% of his class.



"And for the support of this Declaration, with a firm reliance on the protection of divine Providence, we mutually pledge to each other our Lives, our Fortunes and our sacred Honor."

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