I agree on all but one.


I look at folks who I know are in a similar or less situation to us regarding income.

The have gorgeous homes, new cars, motorcycles, SxS, boat, take real nice vacations...

Obviously all on payments.

But I still try to figure how this works over 30 years?

I know our mortgage payment bled a lot of our money.
One big car payment would have forced us to "manage" our money closely.
So how do they make it work?


What are we doing wrong?


My wife's take, and she is right in many cases, is that it's running on Mommy's money.

I've dumbfounded by the number of 40+ year old people whose parents continually feed them money. Buy cars, toys, pay for the grandkids activities...

Parents who say they have good kids..Usually don't!