So imagine both parents with a 7,8,9th grade edu and then add yourself to the mix at that level. There are way more at the level above than what we see. Many are very hard workers that are barely making ends meet and often times it can be some unforeseen setback that puts them in dire financial straits. A place where there appears to be no way out. Those scenarios are DR's target audience IMHO
Not that DR himself didn't go down the tubes financially before he started his FPM many years ago. And FYI- he lost it all via RE.
