I see you like Pachmayr grips. I like them, too, for shooting, but not for carrying. They tend to stick to clothing.
I never had that problem, but I usually carry IWB in the appendix position, under a T-shirt. After a lot of use, Pachmayrs become kind of slick when the rubber wears down.
I used to carry this one a lot in cold weather (in LA that's about 50 degrees). It worked under a light jacket.
Bob
I do like Pachmayrs, but I have a few wood stocks around.