Hate to be the bearer of bad news, but your bank does not clear the personal check, or bank cashier's check even, with in 24 hours. It may clear your bank, but not the issuing bank. Thats where the problem lies. It may show cleared and deposited into your account, you may even be able to withdraw the funds, but a week later when the issuing bank contacts your bank and tells them the check was counterfeit, your bank will take the funds out of your account. Any personal check or bank cashier's check, I wait a minimum of 2 weeks.
Taking a personal check to a branch of the bank it was drawn off is not a bad idea, but not all banks will cash checks for non-customers. Other than some post offices "claiming" not to have enough cash, it's still one of the quickest way to ensure you get paid prior to shipping.
Last edited by mav007; 03/08/17.
