Had this type of thing happened to me on a gun sell. The buyer issued a personal check from his credit union. I called his credit union to verify that the check had cleared his account and would not give out that information. So he called them and got me on a conference call at the same time and his credit union would only tell him that there were enough funds in the account to cover the check but would not tell him if the check had cleared the account or not. So, I waited another week before shipping the gun to his FFL dealer in hope that the check had cleared his bank, because I had no way of verifying if it actually had or not. So a lesson learned for me.