That’s a cool simulator. I plugged in a bunch of numbers, looks like I’m okay unless the zombies show up.
My big question is, how much is it going to cost me each year in retirement? The house is paid off, I have my toys already and they’re paid off, and I’m a cheap date.
P
IMO you do the best you can and run with it. The vast, vast majority of people are one major unpaid/uninsured medical problem from bankruptcy anyway.
It is irrelevant what you think. What matters is the TRUTH.