Kodiak . . . the target yield at HDO is 7-9%. It just so happens the market has boosted that to it's current 11.2% yield. I was not trying to argue and criticize nor gainsay anything you are doing. Just comparing yields, because 4-5% is a popular perception in the portfolio management business. One thing I did a few years before retirement, in order to increase my investing options with my 401K money was to roll everything over into a rollover IRA. That way I was not restricted to just a few mutual funds selected by my company's 401K manager.
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
