Someone taking care of my father kicked a rock and split a toe.
The emergency room put a drop of super glue on the toe.
I had to pay a $2k medical bill.
An insurance company could have negotiated that down.
There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self. -Ernest Hemingway The man who makes no mistakes does not usually make anything.-- Edward John Phelps
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