Someone taking care of my father kicked a rock and split a toe.

The emergency room put a drop of super glue on the toe.

I had to pay a $2k medical bill.

An insurance company could have negotiated that down.


There is nothing noble in being superior to your fellow man; true nobility is being superior to your former self. -Ernest Hemingway
The man who makes no mistakes does not usually make anything.-- Edward John Phelps