My wife and I have landed in a spot where the path is pretty clear.

-Debt to Income Ratio under 10%
-Both 401K's maxed out
-Wife turns 50 in 45 days to $6,500 catch-up kicks in
-Mortgage payment less than a 1 bedroom apt in our town

We are in the market for years to come, so.......

We interview a couple of new financial advisors this week, just to shop around, because frankly, stealing other people's money at 2.5% or less interest is our main concern.

If a person has some cash on hand and a steady income, right now is a GREAT time to be aggressive.


The DIPCHIT ADD, after a morning of drinking:

You despair, repeatedly, constantly! daily basis?
A despair ninny.
Sack up, despire ninny.