My wife and I have landed in a spot where the path is pretty clear.
-Debt to Income Ratio under 10%
-Both 401K's maxed out
-Wife turns 50 in 45 days to $6,500 catch-up kicks in
-Mortgage payment less than a 1 bedroom apt in our town
We are in the market for years to come, so.......
We interview a couple of new financial advisors this week, just to shop around, because frankly, stealing other people's money at 2.5% or less interest is our main concern.
If a person has some cash on hand and a steady income, right now is a GREAT time to be aggressive.