The combinations to the safes and that a friend/coworker is the beneficiary to a small life insurance policy. My wife will get the combinations upon my death providing I don't get them to her sooner and my wife will get enough from my pension, investments, and sale of toys that she will not even notice the insurance policy.

My coworker, on the other hand, would get a semester or more of college out of the policy. Providing I die sometime soon. Otherwise, it goes into a fund to be used towards a home, health, further education of her or her kids, or retirement. I am not having an affair with her, she is a real fireball who works a full and a part time job to put herself through vetinary school without taking out a loan. That she has this focus and ambition while still remaining fun to be around I feel should have a reward of some type.