When I retired I set up my portfolio so that I do not have to nickel and dime it or, frankly, watch it much which I did daily while working. As a senior manager retiree of Royal Dutch Shell I hold a pretty good chunk of stock as it was a healthy piece of my compensation. I still hold it well down and with a hugely reduced dividend. I don't need the money and will just ride it out as I have done for years.


Conduct is the best proof of character.