One does not finance toys. Buy toys you can afford to pay cash for.
Amen. Listen to Dave Ramsey, and change your family tree.
Count everything's value that you own that has a motor in it. If it totals close to 50 percent or more of your annual salary, You are on the train to poorville in retirement.
A house is ok to buy on credit. but that's it.
Remember, the wealthy want you in debt, and your kids, ALL THE TIME.
That's how they stay rich.
