Originally Posted by JSTUART
Originally Posted by kaywoodie
Actually never had the desire to frequent pawn shops. Been in a few. Just no interest




I walked past one in Shepparton Vic some twenty-five years ago, I have not seen another as they aren't an Australian thing.

Interesting. That never occurred to me. In the US, they function like a bank loan office, except the collateral you put up to back your loan is personal chattels. If you don't pay back the loan, the broker keeps the chattels and sells them to make up for what you owed. So they become expert at figuring out how much they could sell things for in order to determine how much of a loan they can afford to give.