Option 1 don’t upgrade, win 10 goes dead in 2025 you keep using it offline for safety.
Option 2 upgrade and compute away.
Personally I am opting for 1. I have a very nice iPad that I like a hell of a lot better. Also tried Win11 and found absolutely nothing I liked. The only way I would go Win11 is if they don’t issue a perpetual license for 10 and it goes dead. Even then I have better options.