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Again, most people do not have the knowledge, time or interest to build their own Linux system. That is and was my only point.

Nothing could be farther from the truth IMO. I'm no expert in operating systems, like most I learned on a Windows system, and they kept changing and changing and are still changing it. I installed Ubuntu on an old laptop, to me Ubuntu is not the most user friendly, but I got by. A few glitches we worked out by advice from forums, and it was stable from there. I then got a used Macbook, another learning curve, but doable. I would rate a Mac better than Windows, but still they have their own quirks. Loaded Mint 19.3 on a new/refurbished laptop and it has been great. Very few issues, very fast, programs are readily available, and it does everything I need, every day. Updates are left up to me. The term "open source" means a lot with Linux. People all over the world use these systems and help is readily available, without having to call GEEK SQUAD.