Keeping some money in CD's is sounding a lot better at 4-5% APR.
It isn't money. It is currency. A derivative of money.
Except our currency (the Dollar) is a derivative of a derivative. No real money to be seen for the vast, vast majority of Dollars. In other words, we have dishonest currency. Been that way a long time...and fully realized in 1971.
If you are comfortable with that, go for it! Just try not to be 100% in derivatives of derivatives of derivatives.