I'm investing in my kids - their houses. Cut out the mortgage guys. They pay me back monthly. If we don't need it in the meantime, it's their forced savings account when we croak. Wish I had bought Exxon/Mobil when Blackrock was driving them out of the oil business. That paid off splendidly for someone I know. You can bet on Reality long term and the dollar going down. That's all I know, with no idea how to exploit it. Real Estate is a cash cow - in the Tax Collector's barn. At least it's tangible in limited supply.