My wife and I graduated from undergrad school in 1970. We got our first credit card in 1970 when I was a young 2LT at Fort Benning GA. In 53 years we’ve never paid a penny of interest on a credit card. I used the GI Bill to pay for grad school and my wife got fellowships for two Masters degrees and a Doctorate. We both had well paying careers and are now retired in our mid 70’s and live well within our means.


Jesus saves, but Moses invests