Try borrowing even a small sum of money if you haven't had any debt in several years.
No debt and if the bank refused, we will move all of our accounts elsewhere.
Calls to mind a time we did that, very strange. My brother and I wanted to borrow a small amount to buy a piece of property neighboring our farm. We didn’t want to take out a mortgage, just a small, short term loan. They said no. The funny part: We had over three times the sun we wanted to borrow on deposit in that bank and offered to secure the loan with cash! I had a good, high-profile locally, well-paid job, neither of us had a mortgage, and my brother was the bank’s attorney! We went to the credit union office (within sight of the bank) and the loaned us the money, no questions asked. We closed out our accounts at the bank. Never did find out what was going on.
