|
Joined: Dec 2013
Posts: 491
Campfire Member
|
OP
Campfire Member
Joined: Dec 2013
Posts: 491 |
I was looking at the NRA's carry guard.What do everyone think about this--is it worth it? I know lots of people think insurance isn't a pretty word so I'm a little leery of getting involved
|
|
|
|
Joined: Oct 2003
Posts: 4,216
Campfire Tracker
|
Campfire Tracker
Joined: Oct 2003
Posts: 4,216 |
I added a liability rider to my homeowners insurance to the tune of $1mil. Cost about $600 if I remember correctly.
Regards,
Tom
|
|
|
|
Joined: Feb 2001
Posts: 7,920
Campfire Outfitter
|
Campfire Outfitter
Joined: Feb 2001
Posts: 7,920 |
I had been looking at joining USCCA for a while and after the NRA "uninvited" them to the Convention I went over and joined.
Bob
If you can not deal with reality, reality will deal with you....
|
|
|
|
Joined: Jul 2005
Posts: 1,266
Campfire Regular
|
Campfire Regular
Joined: Jul 2005
Posts: 1,266 |
Got NRA coverage last week. I feel a lot better.
The foundation for old age is good memories.
|
|
|
|
Joined: Nov 2003
Posts: 18,304
Campfire Ranger
|
Campfire Ranger
Joined: Nov 2003
Posts: 18,304 |
why did NRA un-invite them? I joined the USCCA.
|
|
|
|
Joined: Nov 2006
Posts: 10,165
Campfire Outfitter
|
Campfire Outfitter
Joined: Nov 2006
Posts: 10,165 |
|
|
|
|
Joined: May 2005
Posts: 1,463
Campfire Regular
|
Campfire Regular
Joined: May 2005
Posts: 1,463 |
I added a liability rider to my homeowners insurance to the tune of $1mil. Cost about $600 if I remember correctly. I did the same thing over 20 years ago. It could protect you in many other scenarios as long as there is an absence of malice. Unfortunately in NYS, if one were to shoot another in self defense, the shooter would have to face a Grand Jury trial. $25,000 -$40,000 in legal fees. None of the insurances offered by anyone protects you from that. But if you saved your life or a family member's life, it's worth the legal fees. Dan
|
|
|
|
Joined: Nov 2005
Posts: 1,943
Campfire Regular
|
Campfire Regular
Joined: Nov 2005
Posts: 1,943 |
Yup. Look into an "Umbrella Policy". For a couple hundred $ per year you get $1Mil of insurance for all types of liability issues (accidents/dogs ect).
The truth angers those whom it does not convince
|
|
|
|
Joined: Jan 2008
Posts: 709
Campfire Regular
|
Campfire Regular
Joined: Jan 2008
Posts: 709 |
#1 Umbrella Policy. A couple of hundred bucks is peanuts compared to the extra protection. You can even increase the coverage for a bit more.
Better to be over the hill than under it.
|
|
|
|
Joined: Nov 2006
Posts: 10,165
Campfire Outfitter
|
Campfire Outfitter
Joined: Nov 2006
Posts: 10,165 |
Talked to my agent today and an umbrella policy does not cover anything but an accidental shooting. He said these carry policies are what's neded.
|
|
|
|
Joined: May 2005
Posts: 1,463
Campfire Regular
|
Campfire Regular
Joined: May 2005
Posts: 1,463 |
Talked to my agent today and an umbrella policy does not cover anything but an accidental shooting. He said these carry policies are what's neded. That's right...absence of malice. Dan
|
|
|
|
Joined: Jun 2001
Posts: 19,075
Campfire Ranger
|
Campfire Ranger
Joined: Jun 2001
Posts: 19,075 |
I stopped carrying any NRA insurance when they stuck it to NRA instructors and increased the premiums to non-affordability. I'm real close to being insurance poor right now anyway
If God wanted you to walk and carry things on your back, He would not have invented stirrups and pack saddles
|
|
|
|
Joined: Oct 2002
Posts: 96,121
Campfire Oracle
|
Campfire Oracle
Joined: Oct 2002
Posts: 96,121 |
I can see it in the coming years, 'At least 40 percent of current gun owners carry extra insurance, so it's obvious that the gun community thinks it's a good idea, as do we. Therefore we are mandating that EVERYONE that owns a gun has at least $1 million dollars in insurance'
F*ck'm all
"Dear Lord, save me from Your followers"
|
|
|
|
Joined: Aug 2011
Posts: 6,518
Campfire Tracker
|
Campfire Tracker
Joined: Aug 2011
Posts: 6,518 |
I think I've got this straight; we carry insurance to cover carrying our insurance? I'll just take my chances..........
If we live long enough, we all have regrets. But the ones that nag at us the most are the ones in which we know we had a choice.
Doug
|
|
|
|
Joined: May 2007
Posts: 14,653
Campfire Outfitter
|
Campfire Outfitter
Joined: May 2007
Posts: 14,653 |
Like TWR said, y'all need to find out if your umbrella policy actually covers you shooting somebody. This topic comes up all the time and that's usually where it ends up.
your flippant remarks which you so adeptly sling
|
|
|
|
545 members (17CalFan, 1badf350, 1936M71, 160user, 12344mag, 10gaugemag, 53 invisible),
2,617
guests, and
1,379
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums81
Topics1,191,704
Posts18,475,294
Members73,941
|
Most Online11,491 Jul 7th, 2023
|
|
|
|