Home Forums Hunting & Shooting Hunter's Campfire Paypal Ripoff

After this and my active eBay auctions, I'm done. Even if they do credit me MY MONEY back, it'll only be because I was a pain in the ass they wanted to go away. Not because they won't continue to rip other people off. In all fairness, if this was an order that got shipped, I received it, didn't want it, and sent it back, I might not like it, but I could understand losing some of my money. But this was an order that was cancelled like an hour after it was placed and nothing even came off the shelf.

I think you're giving the seller too much credit for being a "good guy". First, paypal fees are less than 3%, but you're being with held over 9%...that's not paypal.

I accept payments through paypal and only once since this new policy have I issued a refund. The payment was for $2500. The money came in, paypal withheld $70+ and the rest went into my balance. When I refunded the $2500...the full $2500 came out of my balance and paypal kept the fee of $70+....so I paid the paypal fee to refund the money. If he accepted payment for an order he can't fulfill, then he should be the one paying the *less than* 3% fee.

I think you misread my post. The merchant credited the full balance to my Paypal account. I see the full credit in my inbox. when Paypal transferred money to my credit card, it was $113 short. What am I missing here?

Wow, I have a paypal account and have never had any issues. If Fleabay isn't recognizing them any more (it's been a while since I've bought anything there) I may dump them. I don't have a credit card attached to them, only my bank account.

I do give monthly to St Judes thru paypal so I guess I'll need to figure out how to give to them without paypal. Paypal has been convenient but if they're going to play games like this I won't do business with them.

Paypal merchant accounts are set up so the seller always pays the paypal fee. So Paypal should always be refunding 100% to your card, because the merchant has already paid the fee.
And also, the numbers you gave show a paypal fee of 3x what paypal charges for a tranaction, which is less than 3%.

I do online transaction frequently and will not use Paypal at all. They are a huge ANTI 2A, hyper liberal outfit, and will screw you (as you just found out) in a heartbeat. They figure most will not go through the hassle of fighting with them, so they pocket the cash. At the worst they have to pay the money back. So out of every 100 people they rip off for 100 dollars, only 7 or 8 fight them and get their money back, the other 97% of the time they are ripping off the consumers.

No thanks.

Not trying to argue over this but you still haven't really answered my question. How can I receive, in my Paypal transaction log, a full refund from the merchant. The full amount is in my Paypal inbox +$1234 refund from merchant. Then it wasn't until I got an email from the credit card company that I got a refund, that I see it is $113 less than that. No fees or documentation of any kind in my Paypal transaction list. None. To me, it seems that once that full +$1234 shows up in my Paypal account from the merchant, they are done. From that point on it's Paypal to the credit card company.

A friend recently recommended Venmo - anyone use it?

This, absolutely.

There's so many scumbags and scumbag companies out there it's hard to keep track. I'm working on purging as many of these companies as I can from my life. Thanks for the info. Pretty soon, I'm going to be paying cash for everything I guess.

Just call your CC and open a fraud report with the fraud department, and they will research the transaction, and see you are do the full refund. It is a slam dunk case in your favor. Don’t waste anymore time with CommiePal.

There was never a legal contract between you and the buyer, being he represented an item for sale, where he was not able to fulfill his contractual obligation to you, thus they “have” to give you a full refund.

Venmo is PayPal.

I have been taking payments through paypal for years. They sent a letter about the refunds, about 1 year ago. What it amounts to is that if the seller issues a refund to the buyer paypal no longer refunds their part of the transaction. They used to. So if I sell something and want the customer to get a 100% refund I have to add the paypal amount. I will lose money by doing so. The seller you dealt with knows this too.

A buyer can pay with PayPal; but a seller no longer clears their money through their PayPal account. It is done via EBay Managed payments and direct deposit to sellers bank account

Several years back, paypal threatened to shut down my account unless I sent them a check so they could link to my bank account. I sent them a check from Discover card. That seemed to please them. No way are they getting my bank account info.

As Readonly said, that still doesn't explain the 9% "transaction fee" they skimmed. As others have said, I'm calling the credit card company's fraud department tomorrow, Maybe if I'm enough of a pain in their ass, maybe they will just credit me to go away, and then I'll just cancel my friggin account.

So what do the buyer options look like now? What you're describing sounds like a strange transaction limbo.

I hope you get your money back. They make it hard on purpose too, thinking most folks will just give up. They froze my account a couple of years ago because I refused to give them any more personal information. Fortunately I didn't have any money with them.

Well, I have an online chat going with them. It's not real time. But I asked a few questions and basically, they've ignored me for 7 hours now. So, yeah, the hope he caves plan is in effect. Just gonna call the credit card company tomorrow and have them try to annoy them some.

Peaceful protests are the answer.