Home Forums Hunting & Shooting Hunter's Campfire Hacked Checking Account(Debit Card)

For on line shopping just open a second account and maintain the minimum allowable. Then when you are going to make an on line purchase just transfer the amount of the purchase into your second account. if your card gets hacked there is nothing they can take. It works.

Full page translation (use the little scroll button over on the right side): http://www.microsofttranslator.com/...cionarios%2fsinaloa%2fculiacan%2f3262403

I saw a second bank account balance and number on my Wells Fargo account a few years ago. A phone call to them accomplished nothing. (Neither account was moving either direction.) WF immediately shut down my access to the internet service upon the other guy notifying them of the problem however. Ironically, I was the one with more balance and activity. WF claimed there had been a data entry error which was their fault. So much for confidence in big banks, not that I ever had much.

September 2011 I had two separate $250.00 unauthorized charges on my debit card. I was out of town at deer camp and my wife called me and asked if I had made those charges. I said how? I am in the middle of no where and have no computer. She told me about it and I was pissed. The unauthorized charges were to facebook in California. I don't even belong to facebook, still have not figured it out. I had to file a claim with my credit union and they investigated it. They did reverse the charges and continued their fraud investigation. Have not heard anything else about it. They sent me a new debit card with a new pin number.

Interesting, thanks for link and translations everyone. That is useful info for the police, at least might help narrow things down if other local people had a similiar problem(which they did).

Thanks SamO! *burp* >grin<

Refried beans do that to a fella.

Hope they catch the bastard Sam.

laughin'!

I know I'm a simpleton, but educate me fellas.

Say the guy at the gas station, or the waiter at the restuarant writes down my credit card number. Then what do they do with it? They can't go to an ATM or gas pump because they don't have the card. If they order anything online, they have to ship it to an address right? So how do they effectively use it? I'm sure its simple, I guess I'm to honest to think of a way of cheating the system.

Ha!!!!

They can clone a card, it is not as simple as writing down the number, they use a small scanner to get all the info from the magnetic strip on the back.

Daughters got hacked 5 years ago and it took her some 18 months to get her money back.

On the internet they just claim gift and the delivery address of their choosing.

You can by scanners that fit in your pocket. Swipe someones card and it stores the card info. Watch 'em enter a pin and your off to the races.

I have had it happen last year. It's way easier than you think for someone to get your number. You don't even have to use the card and someone can get the number. Someone could have randomly generated it by computer. Any time your number is entered or scanned someone can get it. They could have had your number for years before trying to use it. It's kinda scary. You will never know how they got your info...

Yep.. Or they'll use a skimmer to swipe the card and steal the number..

That's why I always pay in cash in any restaurant in or around the Twin Cities..

a way to tell your about to get hacked is if you see a small incidental charge go thru, like $1.05 to something you have no idea what it is (not to be confused with gas stations that do this for some odd reason)

They (the hackers) are "testing the waters" so to speak to see if the card number they have is good and will work. If it does, they're about to go online and buy a ton of stuff until its gets shut down.

I had my number hacked -it was randomly generated from someone in Russia about 4 years ago. The good news is I think the laws say you are only responsible for $50.

The guy that had my number tried to buy about $1500 worth of computer stuff from an online store that I was a customer of. They recognized my name/number and got suspicious when it was being shipped to a new address.

The problem is that Visa is making a fortune off us using their cards.. They need to figure out a way to keep us safe from fraud. BTW, I check my online banking/cards daily.

To me a debit card should be way safer than a regular credit card. You do need a pin # afterall. The problem is, you don't need to use it as a debit card you can use it as a credit card. I tried this the other day at the gas pump. It asked credit or debit. I always press debit and put in my pin #. This time, I hit credit and the transaction went through. It even allowed me to put more money than if it were done as a debit. It usually cuts off at 75.00. It let me go beyond that. Debit cards should not be allowed to be used as credit. If you don't have the pin #, you shouldn't be allowed to use the card. My debit card # was stolen and they used it at a gas station. A few hundred dollars later, and the bank shut the card down. Had they needed a pin # this wouldn't have happened. They used it as a credit card by simply saying credit instead of debit.


Clyde

I think you are referring to a "check" card. If it has a visa logo, it can be used as a credit card too.

Keep your daily withdrawal limit low for cash. You can also keep you daily spending limit set low too. That will minimize damage if someone does get your numbers.

I have two debit cards from two different banks. One is visa one is master card. Both say debit on the front, and both have been used as a credit card instead of debit. Should still need a pin to activate a transaction. But I agree, I only use them for small purchases and gas.


Clyde

wells fargo, right. Few years ago my wife gets an email looks like from the wells fargo site and answers some questions. Next morning early i am on line, and notice a large sum moving from the line of credit to the checking to another wells fargo checking. I start calling their security and it takes two or three hours cause they ain't open. I checked the source of the email under properties and it was a south american military base. The bank shut down my internet access and froze accounts, i ended up talking to three different states. They eventually made it good. But what really irritated me my wife were maintaining two joint accounts, one for her, one for me. when she went in to reopen her account, they wanted to charge for it when there had never been any charges. And the woman in the bank questioned my wife adding MY name to HER account. "women should always have their separate funds." I didn't think i needed the social planning on the part of the bank, so we went bye bye