With customs you get what you pay for.

If you spend $2-3K for a completed gun you're getting a reassembly job and you get what you pay for. Most of these tend to be accurate depending upon the level of competency you get.

The 4 figure $$$$ guns- for fit finish and beautiful wood, with a rifle that will shoot kill zone accuracy 1-1.5". They are happy with that and say it is in the kill zone. Fit/finish is impeccable and they will feed in the instance you are hanging upside down in a tree.

IMO the best guns are made by the few who combine the accuracy and function. These guys go through and redo an action and then assemble for accuracy. You will spend $2-3K for the smithing alone. Wood or plastic barrels a la carte.

A little hyperbole to try to get the point across (which of course nobody on internet forums seem to get - it's either all black or white).