I should add, listen to Vern.
And my deal on the cagoule is more about the poncho part of it, trying to keep a backpack dry, and myself, and a few other things that are nice about a poncho type top. But if no pack, then I go back to an impertech top.
And we now own a waterproof backpack so that can change how and what we pick for raingear for a given day.