Cariboujack,
I waited until age 66 because I was still working (not by choice) and it increased my montly SS payment quite a bit over what I would have gotten at age 62. I'm still working (not by choice) and what bothers me is that they're still taking SS and Medicare out of my check. The first year I worked after age 66 they raised my SS check by $9.00 per month the following year because I had paid into SS. It will take me 48 years to get back what I paid into SS that year at $9.00 per month(and that's not counting what I paid into Medicare). I called SS and told them that I was happy with my original SS check based on my original work history and would rather not contribute any more. They didn't care whether I was happy or not.

Last edited by victoro; 11/14/12.