My main concern is what is best for my wife after I die (assuming I die first,) which I am convinced is going to happen. If she dies first, I have no concerns. If I die first and she lives to 90+ I want her to be able to support herself without the kids having to get involved. My second concern is for my kids and grand kids. I would like to be able to leave a meaningful inheritance for them as well. I fear they are going to have a much more severe financial ride in life than did I. I am convinced that business ownership is the way to go now days. Count on yourself and your own actions and behavior for what you are able to provide for your family.

"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee