That does concern me. I've got 4 friends that have died in the last two years, none made it to 66. The guy whose celebration of life I went to last night was 64. Makes a guy think.
That's why the money you pay into SS should go into your own private account and what you don't draw should go to your estate. That's the real reason Tards don't like ROTH IRA's. SS is nothing short of a ponzi scam.
