It turns out that those most likely to receive a spousal benefit while using �Claim Now, Claim More Later� are the husbands in two-earner couples. Previous research has found that married women will maximize the couple�s expected lifetime benefits by claiming early. As a result, the way an optimizing couple would use �Claim Now, Claim More Later� is for the wife to claim at 62 and, once her husband reaches age 66, he would claim a spouse�s benefit based on his wife�s earnings. At age 70, he would claim the maximum amount of his own retired worker benefit due to the delayed retirement credits, and stop receiving the spousal benefit. Of course, if the woman is the higher earner, the story works in reverse. Link

"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee